Personal Finance

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in Personal Finance

Emergency Fund Substitutes That Take the Place of Cash

At the end of the day, nothing compares to cash in an emergency fund when something unexpected occurs. Cash in an emergency fund can ease the ramifications of financial burden when something unexpected happens, which is why it’s so frequently referred to as an emergency fund. Many financial experts recommend that every family start with […] More
in Personal Finance

How to Hire a Financial Advisor Who Won’t Rip You Off

Enlisting the help of a financial advisor is often something that we should do. As a whole, we are not all that good at managing our money. Seriously, just take a look at the statistics that show how many Americans are in debt, the country itself and how uneducated most of us are when it […] More
in Personal Finance

Questions That Will Help You Understand Your Partner’s Financial History

Money is such a touchy subject for so many, and for good reason. Nothing makes me bristle more than hearing someone drop prices in conversation, whether they are talking about the price they paid as if bragging that they can afford something expensive or even talking about how much they saved on a specific item. […] More
in Personal Finance

Five Ways That Money Does NOT Buy You Happiness

It seems that in today’s economy people are writing more and more articles about money and always asking the age old question “does it buy happiness?” And most of these articles are focusing on how money doesn’t buy happiness. I happen to agree with this sentiment for the most part. Actually I did write an […] More
in Budgeting

A Couponing Strategy Where You Barely Have to Pay for Groceries

Be honest; where do you stand on the subject of couponing? Are you like me, where you really do not have good feelings about the idea or do you love it? We all have an opinion, whether it’s the same as others or not. We all have a thought about couponing; for me, it’s the […] More
in Personal Finance

Sales Don’t Mean You’re Saving Money!

Today I saved $1700 when I was shopping at Neiman Marcus for a pair of Christian Louboutin heels to wear this weekend on a trip my husband and I are taking to New York City, as well as a gorgeous new dress. I mean, seriously; aren’t you about as green as you can possibly get […] More
in Budgeting

How to Fight Budget Burnout With Smaller Indulgences

Discipline is not something that most of us always have. Maybe in some instances we do, but in others we fail tremendously. It’s all right to fail and to have to work on your discipline where certain things are concerned; that’s how we learn. Failures and mistakes make us a lot more intelligent in the […] More
in Budgeting

A Budgeting Trick That Will Give You Financial Independence

Financial independence is the American dream. Sure, we all want to own a home and have a white picket fence and 2.4 kids (I mean, I don’t know about that – I’d shoot for a whole number myself, but math is not my strong suit so you go ahead and do what you like in […] More
in Personal Finance

Five Mistakes To Avoid When Purchasing a New Home

Being a homeowner is one of the most amazing feelings in the world; trust me. I didn’t fully recognize this when I built my first home with my husband 10 years ago. I was just excited to have a house at all – and we made so many mistakes. We were 19 and 20 when […] More
in Personal Finance

10 Reasons Why Time Will Always Be More Important Than Money

There is never enough time in the day, and we often find ourselves looking for more of it where we can. We are, so many of us, so bad at managing our time. We waste so much of it on trivial things such as social media, games and simple distractions, therefore making it impossible for […] More
in Budgeting

10 Items You Should Never Buy at a Garage Sale

Getting a good deal on an item is always awesome, but not everything that has a cheap price tag is a good deal. Just because someone once said something about someone’s trash being someone else’s treasure does not mean that is fact. Sure, there are things you can pick up at someone else’s yard sale […] More
in Retirement

A Few Retirement Tax Tricks You Might Not Know About

The IRS might not be anyone’s best friend, but that doesn’t mean that they don’t have your best interests at heart. Okay, so they might not, but they do offer some tax breaks for certain things and that is something we appreciate very much. With that in mind, we have thought about the many different […] More

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