Personal Finance

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  • in Credit Cards

    The Top Credit Card Processing Services for Business in 2016

    The only way to ensure that small businesses remain competitive is through credit card processing. Without this option, small businesses are far more likely to fail. The inability to accept credit card payments from clients and customers greatly diminishes a business’ ability to attract customers. Think about it this way; customers have two salons to […] More

  • in Budgeting

    Ten Tips on How to Eat Healthy on a Tight Budget

    Learning how to eat healthy on a tight budget seems impossible, but it’s not. Anyone who regularly budgets grocery shopping will tell you that shopping in general when money is tight is challenging enough, but looking to add primarily healthy items to your cart is an intimidating process for anyone not aware that healthy foods […] More

  • in Personal Finance

    Five Things to Do When the Stock Market is Scary

    If there is one thing I’m really good at doing, it’s making thoughtless decisions at the spur of the moment based on my immediate reaction to something else. I do it all the time. I get frustrated or angry when someone does not communicate properly, when others change plans and when things are not to […] More

  • in Budgeting

    How to Make a Budget If You’ve Never Made One Before

    Just because you have the money to buy something does not mean you can afford it, which is why learning how to make a budget is probably the single most important thing that you can do for your finances. I know that learning how to make a budget that’s effective, on point and helpful is […] More

  • in Personal Finance

    Exactly How Does a Money Order Work Anyway?

    When it comes to finances, so many people fail to understand the difference between so many different financial aspects. For example, one of the most common questions asked to bankers is the difference between a check, a money order and a cashier’s check. They all seem to be so similar that it’s often difficult for […] More

  • in Retirement

    Everything You Need to Know about a Roth IRA

    There’s something so profoundly confusing about retirement plans, including the Roth IRA. You know you can open one, contribute to it and see some sort of tax write-off as a result, but that doesn’t exactly make it understandable. In fact, I’m a firm believer that if investments and Roth IRAs and other retirement accounts were […] More

  • in Budgeting

    How to Save the Most Money on Halloween Costumes

    Halloween might be one of my favorite holidays. I love the spooky decorations, the fun costumes and the excitement of the holiday. I also love Snickers. Okay, I love Halloween because I love Snickers. And when people just give them to you, it’s rude not to eat them. Since you are required to eat them, […] More

  • in Mortgages

    What’s a Reverse Mortgage and How Does it Work?

    A reverse mortgage is a little bit complicated and a little bit simple. It’s complicated because it’s not always easy to understand the process, but it’s simple once the pieces finally click and you understand how the entire process works. What confuses most people is the fact that it’s a mortgage, but it means you […] More

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