Personal Finance

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in Credit Cards

Capital One Introduces Interactive Credit Tracker for Everyone’s Benefit

If there is one thing that we all know is important in our financial lives, it’s our credit score. We know that this is the number that means more to us than almost any other number. It’s the number that might make or break a new job application, the one that determines whether or not […] More
in Taxes

The Simplest Ways to Guarantee The IRS Audits You This Year

Positivity determines happiness, so we are trying something new around here; we are going to view things from a more positive perspective. The news is filled with terrible news and horrible crimes, bad people are everywhere and even our kids are beginning to ask uncomfortable questions about the world. We don’t want to live in […] More
in Real Estate

Make Sure You Don’t Forget These Hidden Costs When You Buy Your New Home

I adore telling the story of the time we bought our dream home back at the end of 2014. We built our first home when we were planning our wedding 12 years ago, and we had a long time to become ‘new homeowners’ again. We forgot some things; some very important things. We forget that […] More
in Taxes

Tax Benefits for Disabled Taxpayers Filing 2015 Income Tax Returns

Reducing tax liability is probably the most important consideration for anyone filing their 2015 income tax return. While most of us are able to claim at least a few credits and deductions, disabled filers have the opportunity to claim their own deductions and credits that make it much less expensive to file income taxes. Each […] More
in Credit Cards

The Easiest Method Imaginable for Lowering Credit Card Interest Rates

Credit cards are a necessary item for most people. It makes it far easier to go ahead and rent a car, book travel and even to know you are protected from fraudulent charges when you are traveling. A credit card is something you should have for things like this, but not everyone has one. Why […] More
in Personal Finance

The Best Basic Financial Habits to Master Now

Bad habits are hard to break and new habits are hard to make. Someone once said it takes approximately 21 days to create a habit, but we don’t know if that’s actually true since experts dispute it. However, we love the idea of creating new habits that are good ones. When you make it a […] More
in Personal Finance

Financial Milestones Every 30-Year-Old Should Have Already Met

Turning 30 is one of the most exciting times in anyone’s life. Some people are hesitant to become excited about this age and then there are people like me; I looked so forward to turning 30. I finally felt that I was an adult. I was also pregnant with babies number 3 and 4, and […] More
in Taxes

When Is it Beneficial For a Married Couple to File Taxes as Married Filing Separately?

There are so many exciting things to look forward to after you get married, but taxes are not one of those things. Unfortunately, they just so happen to be one of the most important financial conversations you’ll have as a married couple. One of the most taxing questions (please, forgive me, I couldn’t help myself) […] More
in Real Estate

Small Changes that Upgrade Your Home Free of Charge

Upgrading your home is expensive. It’s been almost a year and-a-half since my husband and I bought our dream home, and we’ve been slowly fixing it up as we go along. It was move-in-ready, but a few things were not to our taste. For example, the people who built the house did not clear much […] More
in How to Save Money

The Three Most Effective Habits of Successfully Frugal People

Being frugal is something I wish so much I could master and achieve. I don’t have much free time (about 20 minutes at 6 am when I’m drinking my coffee and everyone else is asleep), but during that time I do a lot of reading about being frugal. It’s not the same as cheap; I […] More
in Personal Finance

The Great Babysitter Debate: How Much Do You Pay Your Sitter?

One of the most controversial subjects in the life of any parent is the cost of a babysitter. What do you pay? I’m sure, at some point, you were a teenage babysitter watching your nieces or nephews or the kids of your parents’ friends. What did you charge them? I’m 32, and I remember being […] More
in Taxes

The Truth About Deducting Health Care Premiums and Medical Expenses During Tax Time

Health insurance is something we all need, and it’s no longer something we have a choice to have. Whether we can afford it or not – and most of us no longer find it affordable thanks to the affordable care act – we have to have it. The federal government has decided that they can […] More

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