Personal Finance

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in Personal Finance

The Best Basic Financial Habits to Master Now

Bad habits are hard to break and new habits are hard to make. Someone once said it takes approximately 21 days to create a habit, but we don’t know if that’s actually true since experts dispute it. However, we love the idea of creating new habits that are good ones. When you make it a […] More
in Personal Finance

Financial Milestones Every 30-Year-Old Should Have Already Met

Turning 30 is one of the most exciting times in anyone’s life. Some people are hesitant to become excited about this age and then there are people like me; I looked so forward to turning 30. I finally felt that I was an adult. I was also pregnant with babies number 3 and 4, and […] More
in Taxes

When Is it Beneficial For a Married Couple to File Taxes as Married Filing Separately?

There are so many exciting things to look forward to after you get married, but taxes are not one of those things. Unfortunately, they just so happen to be one of the most important financial conversations you’ll have as a married couple. One of the most taxing questions (please, forgive me, I couldn’t help myself) […] More
in Real Estate

Small Changes that Upgrade Your Home Free of Charge

Upgrading your home is expensive. It’s been almost a year and-a-half since my husband and I bought our dream home, and we’ve been slowly fixing it up as we go along. It was move-in-ready, but a few things were not to our taste. For example, the people who built the house did not clear much […] More
in How to Save Money

The Three Most Effective Habits of Successfully Frugal People

Being frugal is something I wish so much I could master and achieve. I don’t have much free time (about 20 minutes at 6 am when I’m drinking my coffee and everyone else is asleep), but during that time I do a lot of reading about being frugal. It’s not the same as cheap; I […] More
in Personal Finance

The Great Babysitter Debate: How Much Do You Pay Your Sitter?

One of the most controversial subjects in the life of any parent is the cost of a babysitter. What do you pay? I’m sure, at some point, you were a teenage babysitter watching your nieces or nephews or the kids of your parents’ friends. What did you charge them? I’m 32, and I remember being […] More
in Taxes

The Truth About Deducting Health Care Premiums and Medical Expenses During Tax Time

Health insurance is something we all need, and it’s no longer something we have a choice to have. Whether we can afford it or not – and most of us no longer find it affordable thanks to the affordable care act – we have to have it. The federal government has decided that they can […] More
in Personal Finance

Five Ways to Fix Your Finances Today

So it’s already March; that doesn’t mean you can’t start a new New Year’s resolution right now. It’s three months into the year, but we like to think that you can start a new resolution to get your finances in order as quickly as possible by doing all the things that you can to improve […] More
in Real Estate

What Do You Really Need to Make to Buy That New House?

There is a certain excitement that comes along with buying a new home, but there is also a bit of fear and anxiety. Can you afford it? Can you make the payments and still enjoy your life? Can you afford a down payment? What is the price of a home in your area? Can you […] More
in Taxes

Five Tax Filing Mistakes Millennials Are Most Likely To Make on 2015 Returns

Millennials still have a lot to learn about life. We are in the early years of our adulthood and we are quickly reaching an age where responsibility is the most important aspect of our lives since there is no one around to scold us for mistakes, send us to our rooms and give us a […] More
in Retirement

Five Easy Ways to Ramp Up Retirement Savings When You Are Behind

Ideally, you began saving for retirement when you became employed for the first time. If you did not, however, it’s no reason to panic. It turns out that most people don’t start saving for retirement right away, which puts you way behind in terms of your financial future. While it might seem hopeless to you […] More
in How to Save Money

The Best Employee Discounts At The Most Popular Stores

Employee discounts are real, and sometimes they are really good. While most of us have careers and jobs that require the bulk of our time, there are plenty of parents who want a part-time job to bring in a bit of extra cash, or even students who want to work somewhere to earn a […] More

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