Personal Finance

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in Taxes

Was Your Tax Refund Seized for Student Loan Repayment? We Might Be Able to Help

Student loans; the worst thing to happen to the world since, well, kind of ever. They’re necessary for some, but they’re still evil. The problem is that so many students take out loans without knowing really what it means other than it’s money to pay for school now that doesn’t have to be repaid until […] More
in Personal Finance

Financial Infidelity: How it Hurts Your Relationships

If there is one thing I like to joke about, it’s that I never tell my husband how much things cost. It’s a woman thing, “What? These old shoes in perfect condition with not even one mark on the bottom ever? I’ve had them forever,” we like to joke. Do some women do this for […] More
in How to Save Money

How to Save Money On Those Pesky Student Loans

This day and age, people have student loan debt that seems so impossible to get rid of that they cannot even breathe. The cost of higher education is so expensive that many students find it necessary to take out student loans to help pay the balance of their education. The problem is that most of […] More
in How to Save Money

Simple Tips for Saving Money at the Supermarket

It’s been said that only death and taxes are guaranteed in life, but that’s not true. The grocery store is also necessary. Almost everyone has to make a trip to the store every week, or more, and there’s nothing we can do about that – in most cases. However, you do not have to continue […] More
in Taxes

3 Income Tax Deductions You Never Knew You Could Claim

Tax season is upon us, and that means many of us are working to find additional deductions and credits in an effort to lower our tax liability. After all, you don’t want to pay more to the Internal Revenue Service that absolutely necessary – and you don’t even want to pay that. However, taxes are […] More
in Real Estate

The Best Reasons to Put Money Down on A Home

A brand new house without any money down? Yes, please! That’s what so many buyers think these days. Visions of new furniture and hardwood floors begin to dance through their heads as their mortgage lender tells them that they could actually qualify for a mortgage that does not require any (or much) money down, and […] More
in Taxes

Tax Deductions for the Self-Employed Tax Payers

Being a self-employed person is a nice gig if you can work hard enough to make it work for you. Aside from being your own boss, creating your own hours and never truly being away from work, however, there are some nice tax breaks you can take advantage of this time of year. According to […] More
in Real Estate

Use This Phrases to Help Sell Your House That Much Faster and For More

It’s that time of year when you might be considering a move, a new home, a first home, a bigger home; so many things happen throughout the course of the year that it seems the beginning of a new year means new changes for the people of the world. That might mean that you’re in […] More
in Personal Finance

Five Financial Mistakes Never To Make

We are all imperfect when it comes to money and our finances. We make mistakes. We spend too much here, not enough there and we are simply imperfectly perfect. Ask my husband; he will tell you that we are bad about spending entirely too much when we travel. We have no idea what a budget […] More
in Taxes

Filing Your Taxes? You Need Form 1095 to Prove Your Insurance Coverage

One of the biggest questions taxpayers are asking this year is whether or not they have to prove they had health care in 2015. If you haven’t filed your income taxes just yet, you’ll have to understand how the Obamacare tax information works, the form that you have to have and what happens if you […] More
in Budgeting

The Biggest Budget Busters and How to Avoid Them

How is it possible that at the end of each month you are still over your budget and things did not go your way? Your savings is not growing, because you cannot figure out how to keep your spending in track. It’s a never-ending cycle when you cannot figure out what the problem is, where […] More
in Personal Finance

Being Frugal Isn’t a Bad Thing And We’ll Tell You Why Not

There is a huge stigma attached to the word “frugal” in the eyes of many; myself included. There is something about it that screams “Cheap” and not ‘conscious,’ and that’s not correct. Being frugal and being cheap are two very different things, and knowing that might make the idea of being frugal a bit less […] More

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