Personal Finance and Lifestyle Guide
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Not everyone makes millions every year; in fact, most of us make slightly (significantly) less than that each year. While it’s not true in every case, it’s typically the single-income families that make the least amount of money every year, and also the ones who have some of the most difficult issues with their taxes. […] More
Married couples have the choice of filing their taxes jointly or separately. What is the best option for you and your spouse? Generally, it is to file jointly – but there are several factors to consider before making your choice. Obviously, the first hurdle is that you have to be married. For tax purposes, you […] More
There is a certain magic in the air during spring (and fall, to be quite honest). The air is warm and beautiful, but the evenings are still cool and enjoyable. There is nothing I, personally, enjoy more than spending evenings outside while the kids run and play and I can sit on the deck and […] More
According to a survey conducted by the National Association of Realtors (NAR), millennials, often categorized as a generation of renters, have begun making the shift to purchasing homes. Most of these homes, unlike the apartments they often rent, are in the suburbs rather than in urban areas. The 2016 Home Buyer and Seller Generational Trends […] More
Perhaps you’ve heard the term ‘freezing your credit’ in the past, but what does it really mean and why do it? The simple truth is that freezing your credit means that you contact the major credit bureaus and ask them to place a freeze on your account so that no one can pull or access […] More
Social Security benefits are not exactly impressive these days, and they only stand to become less and less impressive over time. The average Social Security check is around $1,300 and the average amount a married couple pulls in on Social Security is only $2,100. That’s not exactly a lot to live on, and it’s not […] More
If there are two things in the world people dislike more than most anything, it’s taxes and credit card debt. On that note, don’t pay your taxes with your credit card. It should be that simple, but for many it’s anything but. Ideally, we would all figure out precisely how much money we owe the […] More
There is nothing wrong with wanting to increase the value of your home, especially when you want to sell it; and a remodel is a guaranteed way to make your home more valuable. Or is it? Not all home remodels, renovations and upgrades are worth the money you pay. What this means is that sometimes […] More
By now you know that Chase offers some of the most lucrative credit cards on the market, and now the lender is offering an even more amazing card. The Chase Freedom Unlimited was just announced; and it looks to be a good card for those who like to enjoy the benefits of cash back on […] More
With tax season coming to a quick close in just under a month, many filers are busily preparing their paperwork to file their income taxes at the last minute. With the kids beginning spring break and Easter all happening in the next few weeks, it’s easy for many taxpayers to just hold off on filing […] More
Art is one of those things you either have a real love and affinity for, or it’s something you just know makes your home look better. I adore art. I adore art museums, the classics, new art and anything that is at all artistic. I have a serious appreciation for artwork and would much rather […] More
If there is one thing that we all know is important in our financial lives, it’s our credit score. We know that this is the number that means more to us than almost any other number. It’s the number that might make or break a new job application, the one that determines whether or not […] More