Personal Finance and Lifestyle Guide
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My oldest daughter turned 8 a week ago, and she really came into the money on her birthday. She’s now at that awkward age where she’s a little too young to care yet about fashion and things of that nature too much, but she’s too old to want more toys and childish things. Most people […] More
It seems that our medical bills are becoming more and more expensive. Even though we are supposed to be able to afford our health insurance now that the affordable care act was passed, we’re spending more than ever and it starts with the plan. I’m still not entirely sure who is actually paying an affordable […] More
My husband and I find ourselves in a very interesting situation; and we have been talking about it for a few weeks now. When we bought our dream house almost two years ago, we were fortunate enough to find it with everything we needed, wanted and could ever imagine in one of the two most […] More
There’s nothing about insurance that is fun; I’ve said that before. In fact, I probably sound like a broken record repeating it but it is oh-so true. Health insurance is impossible and I’m sure we lose our total focus on that one by itself. When it comes to homeowner’s insurance, we are so tired of […] More
If you are a Millennial, you should start learning about your finances as soon as possible. Why? Because good management of your finances will ensure that you can meet all of your needs throughout your lifetime, whereas bad management of your finances can see them waning in the most inopportune of moments. However, it should […] More
With mortgage rates always in jeopardy of rising, many potential homebuyers want to know when it is the best time to get that application into the lender’s hands. The truth is that there simply is no set in stone right or wrong time to apply for a mortgage, but there are a few different times […] More
Cash back credit cards mean just that; cash back for you to spend on anything you want. Whether it’s saving up for the holidays and cashing in your cash back in time to pay for those Christmas gifts or it’s saving it up to book a fabulous vacation, we love a cash back credit card. […] More
My husband and I don’t talk often about retirement. We’re saving for it and being responsible about it, but it’s not really anything we care too much about right now. For one, we’re living a good life right now and enjoying every moment of it. Secondly, we have four small kids so our retirement isn’t […] More
Health insurance policies give me a headache. As my husband prepares to embark upon a new venture that means switching to a new insurance plan and dealing with all that fun stuff. I mean, didn’t we just go over health insurance plans at the beginning of the year when it was time to renew through […] More
I honestly don’t know why I continue to bring my headphones into the gym with me. The conversations I hear when I’m in there working out alone are enough to make me want to leave my music off and be a nosy neighbor, and I don’t even think I feel that bad about it. This […] More
Just about three weeks from now my two oldest kids will be back in school. That means I’ll have one in kindergarten and one in third grade, and 2-year-old twins at home. Ask me if I’ve back to school shopped yet. No; no I have not. Well, that’s not entirely true. I did order the […] More
Debt is such an ugly word, but people don’t seem to realize that often enough. Who wants to pay people every single month for things? I don’t; I hate owing money to companies and finding it necessary to give them so much of the money we work so hard earning. It’s not fun, and we […] More