Personal Finance

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in CDs, MYD-Investing

Placing Savings in A CD is Not the Bad Idea You Thought it Was

I did not marry my husband because he is a banker. In fact, if I’d known before I married him how many people would stop and ask him questions about banking, how many people would want to know about interest rates and other things banking related, I might have thought twice. I’m only kidding; though […] More
in Bonds, MYD-Investing

Are Bonds Beneficial Forms of Retirement Savings?

In September, I’ll turn 33. I’m putting some serious thought into retirement. Okay, so I’m putting money away for retirement and dreaming of the days when my kids are big enough to use the potty without any of my assistance required, and the day that they don’t wake me up at 7 am on weekends. […] More
in Personal Finance

Is Joining the YMCA Worth the Money?

Sometimes I do something in life that makes me want to shout from the rooftops advising others to do the same thing. Why? Apparently I like to help people. Who knew? In all honesty, I don’t like to see people struggle. I like to see people happy and content, and nothing makes me happier than […] More
in Dental Insurance, MYD-Credit Cards

How Dental Insurance Could Save Your Life

Dental insurance is controversial; not in that it’s bad or that it’s a problem. It’s controversial because you either have it and love it, or you don’t and love it. Dental insurance is important in our house since we have four kids and there’s two of us. That’s 12 cleanings every year, and that really […] More
in Mortgages

The Great Down Payment Debate: Money Down or In Your Pocket?

You won’t find me buying a house without a down payment, but it’s a growing trend to do just that. Personally, I’m not a fan of going into anything owing more money that something is worth and/or not having any equity. You can do what makes you most comfortable, but that’s just where I stand. […] More
in How to Save Money

Daily Mistakes We All Make That Cost Us A Fortune Over Time

Sometimes I do things I know are wrong in the interest of saving time, and it ends up costing me money. I am happy to admit that I am not perfect and that I do make mistakes. I am human, after all. That means that you’re all just like me. I’m not alone in my […] More
in High Yield Savings Account

Choosing Between A High-Yield Savings Account or A CD: Which is Right For You?

Being married to a banker has its perks; like never having to go to the bank. I’m not kidding when I say that I have not done any of my own banking in almost 15 years. My husband was a part-time teller in college when we first met. Over the course of the 16 years […] More
in Business Credit Cards

Why You Really Should Consider that Business Credit Card

To open a business credit card account or not to open a business credit card account; that is the question many small business owners find themselves asking on a regular basis. Do I or don’t I? Should I or shouldn’t I? It’s a great question, and it’s not a stupid question (my parents always taught […] More
in Life Insurance, MYD-Insurance

Figuring Out What You Need in A Life Insurance Policy

Life insurance is one of those things no one really wants to talk about. I don’t like to talk about it. It’s not something that makes me feel comfortable or good in any way. In fact, it makes me feel slightly depressed. Life insurance has a way of reminding us of our mortality and the […] More
in Car Insurance, MYD-Insurance

The Craziest Ways People Save Money on Their Car Insurance

Scratching something into the windows of my car sounds a lot like something my 5-year-old might do. She’s been known, after all, to draw on her bed, her walls, her curtains and her doors when she cannot find paper. She does this by slyly asking us if she can color in her room. We, thinking […] More
in Personal Finance

Why You Do Need A Good Credit Score Even if You Don’t Use Credit

An excellent credit score is important. Perhaps if you have cash to pay for everything in life, it’s not that important. However, it’s important even if you do have the cash for things like that. Even if you never plan on using credit for anything over the course of your entire life, you still need […] More
in Dental Insurance, MYD-Insurance

Paying For Dental Insurance is Worth it For Many Families

Did you know you should take your children to the dentist as soon as they get their first teeth? I consider myself a good parent, but I’m not going to lie and tell you that we did this with any of our four kids; we did not. I don’t take my kids to the dentist […] More

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