Personal Finance and Lifestyle Guide
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It’s easy to become richer; earn more or spend less. If you’re like me, you’ll quickly learn that you can become even richer than you imagined if you do both. I used to think that having a large disposable income meant I never had to utilize sales and whatnot, but as we began to make […] More
Now that Starbucks has brought back the pumpkin spice latte, it’s only a matter of time before you have to pick up your Christmas tree and start shopping for your loved ones. Like every other year, your Christmas list is probably much longer this year than it was last year (aren’t your friends done having […] More
We all make mistakes. Women are perfectly flawed creatures. I’ll share with you the mistakes I once made. There was once a time – in the not so distant past – when I wouldn’t purchase anything that wasn’t designer or expensive. I wouldn’t dare put on a dress from Target or even consider stepping foot […] More
Debt is the source of some of the most overwhelming stress that you can have. You don’t have to stay in debt. There are ways out of it even when it seems hopeless. The best strategy to get out of debt is to focus on one bill at a time. Of course you want to make the […] More
Money woes are difficult but even more so when you and your partner disagree about how money should be spent and cannot reach financial agreement. One of you may be a saver and the other may be a spender. It is possible that you are both spenders but have different ideas on how to spend. […] More
The prices on gas have rose significantly in the last few years and there is no end in sight. We have to have it but there are ways to spend less money on gas. Some of the tips you can follow are simple common sense, such as to combine as many trips as possible into […] More
Is your house insurance up to date for the best coverage for your family? Chances are that it isn’t. We tend to think of house insurance as a one time purchase; we buy it and forget what we bought and simply pay the bill each time it comes. Our house insurance is designed to cover […] More
You should have six months of savings put back for emergencies. Yes, we know it is always good to have savings put back in case you need the money for car repairs or any number of reasons that you need extra money. But what do I mean when I say you need to have six […] More
Keeping up with the Joneses is a syndrome we have fallen into. We are so busy keeping our eyes on what our neighbors, friend or family members have that we are robbing ourselves of the peace and joy we would have if we would just stay focused on what we have. Keeping up with the […] More
Online banking is the modern-day form of banking. Many times we hold back from using it because it is foreign to us and we aren’t comfortable with using more technology. It takes time we don’t feel we have and seems confusing. Online banking does take a bit of time to learn but once you do you […] More
Life insurance is a topic that we don’t like to think about, much less discuss. While that feeling is understandable, it is very important that we do just that. Too much is riding on the risk if we don’t. When a couple does not have life insurance and the unthinkable happens, the family is left […] More
If your house is for sale, you are no doubt anxious for the sale to happen so you can move on to the next chapter in your life. Your house may have been for sale for quite a while or you may have just put it on the market. Either way, there are little things […] More