Money woes are difficult but even more so when you and your partner disagree about how money should be spent and cannot reach financial agreement. One of you may be a saver and the other may be a spender. It is possible that you are both spenders but have different ideas on how to spend. Whatever the combination of your personalities when it comes to money, there are ways to come to financial agreement for more peace in your home and in the budget.
The first strategy you should follow to be in financial agreement is to sit down and set a budget together. A budget means that you have a monthly spending plan on where you money will go. You plan how much of your money will go to bills, savings and spending but in a more detailed and broken down plan. When you set a budget it promotes financial agreement because it is written in black and white as to what is spent where. This will help you to have less arguments over money.
The next strategy that you should use to help you to have financial agreement as a couple is to not spend over an agreed upon amount without consulting the other. The amount will be depending upon your budget but somewhere around a hundred dollars is a good amount. Before you spend over that amount you need to check with each other to make sure there is no disagreement as to the money being spent.
Lastly, stay in touch about money for the best chance at having financial agreement. Have a weekly or monthly meeting to go over bills, the checkbook and anything else that needs to be discussed. Staying on the same page promotes the financial agreement.
Reaching financial agreement is a process but it can be achieved.