Personal Finance and Lifestyle Guide
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Buying gas is never fun. I remember when I first started driving I could fill up my car for a solid $12 each and every time. Now I drive a car about the same size and I fill it up for approximately $60 every 350 miles – and it uses the expensive gas which is […] More
One of the biggest questions people ask when starting a family and making the decision to either cut down on their work hours or stay home all together is how they can save money with a growing family. Some families are fortunate enough not to have to worry about this detail, but there are always […] More
If you’re one of the millions of couples who became engaged over the holiday season, you’re probably one of the millions of couples about to embark upon the excitement of wedding planning. Planning your wedding is time consuming and it’s overwhelming. However, before you allow yourself to become overwhelmed with the planning aspect of your […] More
If you could go back in time and talk to your 21-year-old personality about your financial situation, what would you say to her? Would you tell her to skip the spring break trips to Cancun or the Bahamas and pay off her car faster or would you tell her to live it up and worry […] More
Financial advice is everywhere. You hear it from financial experts, financial failures and even your mom. While your finances are important, there are some rules you’ve learned over the course of your life that you’ve heard from experts, those who wish they’d made better decisions and even your mom. Those rules might still be excellent […] More
This is it; Christmas is hours away and you’re left wondering how you’re going to survive yet another trip to the mall for that last gift you forgot to purchase (don’t let it make you feel like an unorganized failure; we all forgot something this year). The mall, while usually a place you love and […] More
There’s so much financial advice in the world it’s amazing more people haven’t yet found financial freedom. However, no matter how much advice you get, how many budgets you make, how many lectures you attend, there is no substitute for the simplest kind of financial advice. It’s so simple, in fact, you’re about to feel […] More
Debt is an ugly word that too many people take for granted. Many people are in debt because they think life will turn around or they simply can’t say no when they want something rather than need it. Many people think that in a few years they’ll pay off their debt and live a happier […] More
One of the advantages to being self-employed is that you have no income limits; this is also one of the biggest disadvantages of being self-employed. While you have no limit to how much money you can potentially make, you might not always be able to guarantee that money will come in at a regular pace. […] More
Many people have the notion that becoming a landlord would be a great gig (my husband being one of them). How easy would it be to, instead of selling your current home, rent it to others while you buy or build a new home. It eliminates the stress of listing and selling, closing and all […] More
Who doesn’t wish they could save more? Even if you’re saving a significant amount of money each month, you still want to save more. It’s a mental thing that affects your mind; you have plenty saved but you want more. You can never be too safe or too prepared for the uncertainties of the future. […] More
Buying a new car is something the general public is doing far less often, and for good reason. Sure, driving the expensive and hottest new rides on the market is fun but it’s not practical and it’s never cost effective. Driving your car long after it’s paid for is a much better idea. In fact, […] More