Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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in Taxes

Extension of Time Tax Myths Busted: Stop Procrastinating

The final day to file your income tax return for 2015 is April 18, 2016. Emancipation Day falls on the 15th of April this year, which means tax day was moved back to the following business day. However, despite the fact that people are given a few additional days to file their income tax returns […] More
in Lifestyle

Want to Increase Your Productivity and Freak Out Too? Ditch Your Phone

Time is money; we know this. With that knowledge, which is powerful knowledge, why is it we waste so much of our time? I can attest to the fact that wasted time really does kill your day and make you less productive. When you are less productive, you lose money. You lose time. You lose […] More
in Personal Finance

If You Do Anything Right in Personal Finance, At Least Do These Three Things

The good news is that there is always financial advice at the ready for anyone looking to improve their financial lifestyle. It’s the most freeing feeling in the world to have financial freedom, the lack of worry over money and bills; the lack of frustration that comes with wondering how you will pay for this […] More
in Deals and Promotions

Marriott Reward Members Receive Discounted Bookings

If you are a Marriott Rewards Member, now is a good time for you. It’s been a long time coming that the hotel brand would offer such a lucrative deal for their customers, and now you get to book rooms and save money at the same time. Instead of just earning points with every stay, […] More
in Personal Finance

Three Quick Ways to Raise Your Credit Score

Unfortunately, I don’t know any way you can raise your credit score to a high enough number today to get what you want out of it, but I do know a few ways you can raise it pretty quickly. Most people spend years working hard to raise their credit score, but we have a few […] More
in Taxes

Pay Your Taxes at the 7-Eleven This Tax Season

Some people worry about how they will pay their taxes this year, especially as the April 18 deadline approaches as quickly as ever. When it comes to owing the IRS money, you have a few options. You can pay the IRS with a personal check, with a money order or with a cashier’s check. You […] More
in Personal Finance

When Should I Check My Credit Score?

After recently receiving a letter in the mail declining me for a credit card I did not apply for on the basis that I am deceased, I realized that I need to be more diligent about checking my credit report. Once a year is clearly not enough. The major credit bureaus allow everyone to see […] More
in Deals and Promotions

Fly From The US to Australia for Only $386 Round Trip

Have you always dreamed of visiting the land down under? Have you always wanted to swim along the Great Barrier Reef or hang out with a kangaroo or just explore the Australian outback? If you have, now is your chance to do so. Before we go any further with this, let’s make sure you have […] More
in How to Save Money

The Most Amazing Way to Save Money in 2016

So many of us want to save money, but we are not that good at it. That’s why we struggle so much in that area of our lives. However, we’ve recently learned of something that is designed to save for you, without any actual effort on your behalf. It might not seem all that possible, […] More
in Personal Finance

Is Your Child’s Identity Safe?

As the mother of four small kids, nothing terrifies me more in life than something horrible happening to them. My job as their mother is to raise them to become amazing humans with kind hearts, compassion, ambition and motivation. I want them to be lovely human beings, intelligent and sweet. I also want them to […] More
in Credit Cards

Which Credit Card Should You Pay Off First?

One of the most commonly asked questions people have regarding their debt is which credit card to pay off first. It’s not a bad question, either. It’s merely a question that people have because they honestly do not know which card is the best to pay off first. Some people suggest paying off a certain […] More
in MYD-Taxes, Taxes

What To Do if Someone Else Filed A Tax Return in Your Name

Now that we have less than a week to go until the official close of tax season, as many as a quarter of American taxpayers are working diligently to file their returns last minute. It’s nice to have it behind you, but it might mean that you are too late to file your own return […] More

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