Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Health

    How 30 Minutes of Exercise Each Day Saves You Money

    A half hour every single day can change your life. A half hour of what, you ask? Exercise, of course. I’m going to be completely honest with you here. I haven’t been so good about exercise in the past few months. Our schedule has become so hectic that when I have to spend an additional […] More

  • in Life Insurance
    , MYD-Credit Cards

    What Does Life Insurance Really Cover?

    I’m sure I’ve mentioned it a time or two, but I really detest speaking of life insurance. It always makes me feel so morose; so sad. I begin to imagine the faces of my children should they ever wake up without me here. I see my husband all alone with all four of them as […] More

  • in CDs
    , MYD-Investing

    Placing Savings in A CD is Not the Bad Idea You Thought it Was

    I did not marry my husband because he is a banker. In fact, if I’d known before I married him how many people would stop and ask him questions about banking, how many people would want to know about interest rates and other things banking related, I might have thought twice. I’m only kidding; though […] More

  • in Bonds
    , MYD-Investing

    Are Bonds Beneficial Forms of Retirement Savings?

    In September, I’ll turn 33. I’m putting some serious thought into retirement. Okay, so I’m putting money away for retirement and dreaming of the days when my kids are big enough to use the potty without any of my assistance required, and the day that they don’t wake me up at 7 am on weekends. […] More

  • in Personal Finance

    Is Joining the YMCA Worth the Money?

    Sometimes I do something in life that makes me want to shout from the rooftops advising others to do the same thing. Why? Apparently I like to help people. Who knew? In all honesty, I don’t like to see people struggle. I like to see people happy and content, and nothing makes me happier than […] More

  • in Dental Insurance
    , MYD-Credit Cards

    How Dental Insurance Could Save Your Life

    Dental insurance is controversial; not in that it’s bad or that it’s a problem. It’s controversial because you either have it and love it, or you don’t and love it. Dental insurance is important in our house since we have four kids and there’s two of us. That’s 12 cleanings every year, and that really […] More

  • in Lifestyle

    Small Changes to Make That Can Change Your Life

    Being a woman in a man’s world is a difficult task at times. Of course, being anything in this world is a difficult task at times. I’m aware that women still don’t make as much as men most of the time, and that not everyone views women as equals at all times. The fact of […] More

  • in Mortgages

    The Great Down Payment Debate: Money Down or In Your Pocket?

    You won’t find me buying a house without a down payment, but it’s a growing trend to do just that. Personally, I’m not a fan of going into anything owing more money that something is worth and/or not having any equity. You can do what makes you most comfortable, but that’s just where I stand. […] More

  • in Careers

    The Dos and Dont’s of Following Up After A Job Interview

    Your professional life has everything to do with your financial life. Imagine my shock when I recently overheard someone mention that they don’t see the correlation between their professional and their personal lives. It seems so simple to me; your professional life has everything to do with your job, and your job has everything to […] More

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