Personal Finance

Most people will tell you that it is not a wise decision to lease your car. It’s a waste of money to pay for something you are essentially renting rather than purchasing, and you will never pay it off. It’s not yours and the rules are too stringent. As someone who is a reformed leased […] More

You found the house of your dreams, you put in an offer and your offer is accepted; the fear and the stress is over. Just kidding! The fears and the stress is really just beginning. Once you sign that contract, you have about a thousand additional things to fear, and most of the fears you’re […] More

You know all those Pinterest quotes and sayings and those supremely positive and uplifting,” Choose happiness,” posts people use on social media all the time anymore? Well, as irritating as it might be to some to scroll through newsfeeds and photos and feel as if you’ve left Facebook and entered a world of early morning […] More

The first question many people ask when a celebrity couple or wealthy couple decides to wed is, “Will there be a prenup?” and it’s not considered uncommon. However, while many people assume that prenups are just for the rich and famous, it’s not the case. It’s a great way to protect your assets and your […] More

Few things about personal finance or budgeting seem at all exciting, and it’s just par for the course. The vast majority of people are not at all interested in the topic, they don’t discuss it frequently and the thought of balancing their bank accounts, overlooking their budgets and doing things of that nature seems completely […] More

It is exceptionally easy to sit back and lament about the fact that you’re going to pay off your debt in the next 12 months, save enough for a down payment on house, build an emergency fund and pay off your cars in the next 24 months. It’s easy; you can see it and you […] More

Financial independence is a lifelong goal of many. You want to buy a home and pay it off, you want to own your car outright and you want to live debt free. You want to owe as few people as possible. And while it’s almost impossible to avoid paying any monthly expenses, you can make […] More

White lies are kind of a wonderful way to pacify your kids. Instead of telling them no, they can’t do something, you tell them you’ll talk about it later. Instead of being honest about something, you vaguely answer and then change the subject like it’s your business. We all lie to our kids, but lying […] More