Personal Finance

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in Hotel Credit Cards

The Top Credit Cards to Earn You Free Hotel Stays in the United States

Free nights in hotels are often the best reward anyone can receive. Sure, a nice cash back bonus is nice, but a free hotel stay is nicer. Why? Because not every night in a hotel is inexpensive, and that goes for places you frequent, too. For example, my husband and I have a favorite hotel […] More
in How to Make Money

You’d Be Surprised at How You Can Make Money Predicting the Future

If you had some sort of psychic ability that allowed you to see what would happen in the future, you’d find a way to make that work for you, correct? We all would, I like to think. I mean, let’s be honest, if I could see tomorrow’s winning lottery numbers, I’d use them. And then […] More
in How to Save Money

Creative Ways to Save Money When You Launch a Business

Starting your own business is exciting and it’s scary. It’s scary when someone else is funding it for you, and it’s scary when it’s something you are funding on your own. No matter where your funding comes from, however, it is always a good idea to save money when possible when launching your own business. […] More
in Credit Cards

Which Rewards Cards Have the Lowest Minimum Spending Requirements?

Rewards credit cards are my favorite because I love free things, and I love free cash. When a credit card says, “Hey you…yeah, you. How about $500 free cash when you sign up for our card?” and you think, “Um, yeah!” with hesitation, life seems pretty good. Of course, that’s before you read the fine […] More
in How to Save Money

10 Thrifty Money Habits of the Top 1%

Not everyone with millions in the bank spends recklessly and without care. In fact, the wealthiest millionaires I know clean their own home, buy their own generic groceries and refuse to buy things when they feel that the price is not right. They’re not dropping their cash just because they have it, and that’s probably […] More
in How to Save Money

Smart Ways to Save Money on Back To School Clothes for the Kids

Back-to-school shopping – it’s not for the weak. I said this a few weeks ago on Facebook. My husband and I had already experienced a day of back-to-school shopping with our big girls. It’s our third year of it with our oldest, but she’s easy and so is shopping for one. Now she’s in second […] More
in Taxes

Tax Breaks Freelancers Should Take Advantage of This Year

Taxes; everyone hates them. There seems to be no real reason that anyone would appreciate handing over a sizable chunk of their hard-earned income to the government every year, and that’s all right. We can all hate it, as long as we continue to pay them. Taxes are probably the biggest drawback to the freelance […] More
in How to Save Money

How You Can Save Money with Your Cell Phone Plans

Considering how frequently the vast majority of us use our cell phones and all that we can actually do with them, the price we pay for them is actually pretty insignificant. However, it’s still expensive. For a while I was paying over $400 per month for a plan with four lines. It’s a much more […] More
in How to Save Money

Money-Saving Beauty Products You Already Have in Your Kitchen

The kitchen is always the best room in the house, and not just because it’s usually where you find the wine. It’s the room in which everyone gathers to cook, converse and have fun. We bought our new house for three reasons. It’s our dream house and it just so happened to be in foreclosure […] More
in Personal Finance

Five Times Hunting for Deals Actually Costs You Money

It doesn’t matter how much money you have in the bank, savings is savings. We all want to save on specific items that we purchase, and there is nothing wrong with that. Some like to save because it’s responsible spending and others like to save because they work regularly with a tight budget. It doesn’t […] More
in How to Save Money

Money Saving Strategies You Learned in Kindergarten

Kindergarten is a pretty ideal place. I’d love to be there at this point in my life. I feel as if I did not properly appreciate all that the class had to offer when I was there the first time 26 years ago. I want a do-over. Looking back, I realize now that I should […] More
in Banking

How Can You Avoid Excessive Bank Fees?

I’m a bonafide expert when it comes to saving money on unnecessary bank fees. I married my banker, and therefore I am not subject to any bank fees. There; that’s all you have to do. Find a banker, marry him and you will never pay a monthly maintenance fee, foreign ATM fee or whatever fee […] More

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