Personal Finance and Lifestyle Guide
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Living on one income is often a difficult prospect for many families, especially when that one income is just above federal poverty guidelines for the average American family. A $25,000 per year income is not much. It’s not a livable wage for most people, but there are some who can make it work. In fact, […] More
Many people struggle to lose weight. Changing their lifestyle and eating healthy can be difficult. The rewards of losing weight are looking better and feeling better. For some people, these reasons are not enough to make the drastic changes that are necessary to start losing weight. If you need more incentives, there are a few […] More
When it comes to personal finance services, there are always those better than others and those that simply do not make it onto the list of beneficial services at all. However, the great people over at Kiplinger have given us a list of great financial services that were their top picks for 2015. If you […] More
No one loves shopping for a new vehicle. I despise it, myself. I dislike the pushy sales people, the sales talk, the sitting, the driving, the looking at different vehicles that look exactly the same to me. The last time I purchased a vehicle was last year, and it was stressful. I put it off […] More
If you want to invest and diversify your portfolio, you should consider investing in index funds you can buy and hold forever. It might sound a little counterintuitive since you typically don’t invest in the same thing and keep that investment forever. That doesn’t sound like much of a risk. Actually, investing in index funds […] More
Checking and savings accounts that give you 5% back do not exist, right? I mean, I’m a woman married to her high school sweetheart, who also happens to be a banker. I should know everything about banking and about checking and savings accounts that give you 5% back, and that is not something my husband’s […] More
Sharing is caring, and that’s not just something I tell my kids so that they’ll stop screaming at one another and begging me to discipline one of their siblings (because my 4-year-old doesn’t get that a 1-year-old might not always be the most reasonable and rational person around when it comes to sharing and negotiating […] More
Now that the end of the year is upon us, many Americans are looking for a way to better their lives and improve their finances in the New Year. It’s a great goal, and we are all about it. One of the most common methods of financial improvement for many is the concept of paying […] More
The Thrift Savings Plan in one that’s garnering a lot of attention these days, and for good reason. Designed specifically for the men and women in the Armed Forces, this savings plan is one that allows military families to save money very much in the same manner as those with a 401k. Simple and very […] More
Earning 5% cash back on your everyday purchases is often a very profitable endeavor, and it’s only one of the reasons so many consumers love the Chase Freedom card. With the opportunity to earn that much cash back on items you purchase regularly, it’s difficult not to fall in love with this credit card. It’s […] More
There are a few things in life that absolutely no one looks forward to or cares for in the least; losing investments and taxes. On that note, I’m almost positive that I speak for just about everyone, ever, when it comes to that very broad and sweeping statement. Fortunately, we can find tax breaks in […] More
Student loans are pretty much the standard these days. The statistics are enough to make you want to curl up in a ball and never leave the house again, and they are certainly enough to make you reconsider encouraging your kids to go to college one day. In fact, it’s alarming just how many people […] More