Personal Finance and Lifestyle Guide
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There is a huge stigma attached to the word âfrugalâ in the eyes of many; myself included. There is something about it that screams âCheapâ and not âconscious,â and thatâs not correct. Being frugal and being cheap are two very different things, and knowing that might make the idea of being frugal a bit less […] More
The good news is that taxes are not always a terrible thing for many taxpayers. The bad news is that they are for some; and you still have to file them. Theyâre not fun to file, theyâre not fun to think about, and itâs never fun to receive a letter from the Internal Revenue Service […] More
Understanding your credit score is a touchy subject. Itâs almost as if everything changes just as you begin to think that you know everything there is to know about it, and you are left wondering if everything has changed and why this happened. For instance, youâre told that you cannot use all your available credit […] More
Anytime I go to add something to my cart online that is not a designer or a brand I usually purchase, I always read the reviews. I read the reviews because I need to know a few things. For instance, I ordered a sweater from Nordstrom last week from a designer I donât typically wear. […] More
You donât use it anymore, it doesnât have very good rewards and you simply do not want that old card anymore; but donât cancel it. People cancel their old credit cards all the time, but itâs almost never a good idea. Some do it so that they can prevent themselves from using the card anymore. […] More
Tax time is so much fun, said no one ever. No, thatâs not true; people who are due a refund love this time of year. In fact, many people due a tax refund know that they can spend that money on anything that they want and have it mentally spent before it even hits the […] More
Filing your income taxes can be a huge headache for many; for everyone, really. While you certainly do not have to be a tax professional to do your own taxes, it is helpful to understand what it is you are being asked for and what it is you are providing to the IRS as far […] More
Your tax forms had to be postmarked no later than January 31, which means they should have already arrived or you can expect them anytime now. That means one thing; itâs tax time. Filing your income taxes might be something you pay a professional tax preparer to do, or it might be something you pay […] More
Ever since the shameful tax events of 2013 when many New Jersey residents who had already filed their tax returns expecting refunds, received letters requesting copies of their W2âs, pay stubs and social security cards to the State Treasury Department for additional review and verification instead, residents have become vigilant in their efforts to keep […] More
You want a credit card, yet the company feels that they can charge you a fee to have it in your wallet. Itâs business; we get it. Still, though, with the interest rates that cards charge on outstanding balances, the fees they charge on balance transfers and cash advances and even some of the foreign […] More
The good news about saving money is that you have some serious options. For one, you can look for ways around the house and throughout your life to earn more money. You can sell things, get a side job or find some other way that you can earn some money. However, you can also find […] More
According to the Internal Revenue Service (IRS), one of the most commonly asked questions is how to notify the IRS that you have moved. Itâs a very simple procedure, but it seems that many people worry that a new address will somehow delay the processing of their income taxes and cause them to wait even […] More