Personal Finance

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  • in How to Save Money

    Simple Tips to Help You Stick To Your Budget

    Creating and sticking to a budget is a lot of work. It’s a very mental game; you want to save money but you don’t want to live life wondering about every penny or feeling deprived. That’s why so many people fail when it comes to the budget. I know that when I’m trying to save […] More

  • in Personal Finance

    5 Simple Tips to Help You Start an Emergency Fund from Nothing

    It’s often said that the hardest part of any task is starting. Once you’ve begun something, it almost becomes difficult to stop. Financial experts believe that you should have at least $1,000 in an emergency fund account, and we agree. However, when you have no emergency fund at all, it’s not that easy to start […] More

  • in Personal Finance

    Most Common Money Mistakes to Stop Making Now

    Money mistakes are pretty common. Whether you spend too much of it and make not quite so much of it, whether you are too cheap and have no fun with it or whether you’ve made some mistakes and you’re looking to correct those, you’re probably making money mistakes. Since it’s not quite far enough into […] More

  • in Taxes

    The Three Most Important Tax Changes for 2016

    It’s tax time, and that means it’s time to take note of the important tax changes that are now in effect for 2016 (and the 2015 tax year). The IRS likes to make changes to their tax tables on a regular basis – because nothing is more confusing than constantly learning more about taxes – […] More

  • in Taxes

    Three Simple but Often Overlooked Income Tax Deductions and Credits

    At the risk of sounding slightly bitter, it’s tax time. For those expecting money deposited into their bank accounts after filing their 2015 income tax returns, it’s a nice time of year. For anyone depositing their money into the IRS’ bank account, however, a root canal sounds like fun. Either way, lowering your tax liability […] More

  • in Rewards Credit Cards

    Three Tips for Choosing Your Next Rewards Credit Card

    Rewards credit cards are amazing for those who really get to take advantage of them and make them work in their personal lives. Whether it’s cash back rewards, airline rewards or hotel rewards, earning something by paying for things you have to have anyway is a nice deal. However, it’s sometimes a bit confusing to […] More

  • in Personal Finance

    Three Questions to Ask Before You Take Out a Loan

    It’s that time of year again when everyone is making new purchases; new cars, new homes and new everywhere. Whether you are looking to remodel your existing home now that the holidays are over and you have more time, you are looking to buy a new home or you are looking to even just buy […] More

  • in How to Save Money

    How One Man Negotiated Half the Typical San Francisco Rent

    When it comes to saving money, it seems that everyone has a great story of their own. However, I’m pretty positive that no one has a better story than Davis Nguyen. In a city where the average rental payment is approximately $3,500 per month (higher than the national average), he managed to score a $2,500 […] More

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