Personal Finance and Lifestyle Guide
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With tax time just around the corner, we find that many people are asking the same question. Should you contribute more to withholding for a bigger tax refund, or should you have a bigger paycheck throughout the year? Many people are divided on this one, and others have very staunch opinions on the subject matter. […] More
If you have debt on a credit card, you might wonder if a balance transfer is a good idea. Of course it seems like one when you have a lower rate and more time to pay off the balance you owe without paying more money in the process, but it turns out that there are […] More
The Affordable Care Act (ACA, or Obamacare if you prefer) has probably had a significant impact on your health insurance. Did you realize that Obamacare has had an effect on your taxes as well? Here are a few of the tax ramifications of the ACA. Individual Mandate – If you are aware of only one […] More
Everyone knows that the American Express Platinum card is one of the most prestigious cards on the market, and not everyone can afford to carry this card in their wallet. With an annual fee of $450, it is an expensive card to carry. If you’ve been considering it, you know that the benefits of carrying […] More
Most everyone you know is always looking for a way to earn more money, and who can blame them? Even people who already make plenty of money still want more, and that’s perfectly fine. Money is not the root of all evil, and it’s not the thing that will buy you happiness. However, wine is […] More
Everyone knows that buying a house is an expensive purchase. It’s probably the most expensive item you will ever purchase in your life, which means several things. For one, you want to make sure that what you are buying is worth the money you are paying to buy it. You also want to make sure […] More
Are you over 50? If you are, you might qualify for a number of tax breaks when you file your 2015 income tax return. Typically, being 65 or older is when you really begin to reap the benefits of age as it applies to tax breaks, but it is not uncommon for those 50 and […] More
Increasing your credit score is a great way to make sure your financial life is on track as often as possible. However, it’s not always easy to know what you should and should not do to raise your score as quickly as possible. We know that making payments on time and that keeping up with […] More
Earlier this week I ran into the grocery store to pick up blueberries and grapes, a bottle of wine and subs from the Publix sub shop. This entire endeavor should have cost me less than $50, but ended up costing me over $150. Why? Because I cannot go into the store for three things and […] More
The age old debate over renting or buying never goes away. While we know that it’s always better to buy than it is to rent, many people fail to realize that renting for even a few years in college is a gross waste of money. That’s why so many parents are willing to pay for […] More
One of the most commonly asked questions regarding your income taxes is whether or not it’s all right to file an extension of time. Form 4868 is the Application for Automatic Extension of Time to File U.S. Individual Income Tax Return forms, and it is perfectly legal. This is a form for those who might […] More
My entire adult life I have been obsessed with Sephora. I prefer to purchase my high-end makeup here rather than in department stores because as a Beauty Insider I get free samples with every purchase, as well as reward gifts when I earn enough points. It’s been my go-to site for more than a decade. […] More