Personal Finance

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in Personal Finance

Simple Mistakes to Avoid When Paying Off Your Debt For Good

When was the last time you made a mistake? For me, it was about five minutes ago when I decided to tell my kids that I needed just a few more minutes in my office without interruption before I would come into the kitchen and make breakfast. Why is that a mistake? Because I need […] More
in Dental Insurance, MYD-Credit Cards

The Real Cost of Dental Emergencies Without Insurance

No one loves visiting the dentist, except my kids. They get toys and new toothbrushes and new toothpaste and about 600 compliments each time they visit their dentist, which is every six months. They get to leave school early that day, we get a little mommy/big kid bonding time out of things, and they are […] More
in Mortgages

Expenses You’re Paying On Top of Your Mortgage When You Buy A Home

Realtors and mortgage lenders should be required to hand out a pamphlet to buyers – particularly first-time homebuyers – stating all the things that they need to pay for once they close on their home. I’m not talking about doc stamps and closing costs and down payments and mortgage origination fees or any of that […] More
in CDs, MYD-Investing

Choosing the Right CD Account for Your Financial Needs

Who doesn’t love predictability? I thrive on predictability; to the point that when anything does not go my way, according to my schedule and my timeline and my plan on any given day, I’m suddenly discombobulated and out-of-sorts. Fortunately, it does not happen all that often, and that is saying something for a wife and […] More
in Life Insurance, MYD-Credit Cards

What To Expect When Applying for Life Insurance

Death; it’s inevitable. But at least you can be prepared for it. I know that talking about life insurance is no fun. It’s depressing. Who wants that as part of their day? Unfortunately, there is no right or wrong way to approach it; you just have to. My husband and I have taken the time […] More
in Personal Finance

The Four Biggest Financial Regrets People Have

Sunday was a lovely day for me and my husband. We took an hour drive down the coast to our favorite restaurant on the Tampa Bay for brunch (Oystercatchers…if you’ve never been, go) with two of our favorite couples. It was a belated 11th wedding anniversary celebration for us, a birthday celebration for another couple […] More
in Online Brokerage

This is the Information You Need Opening An Online Brokerage Account

Online brokerage accounts are as foreign to some of us as another country in which we are not fluent in the language – most everywhere for me. The problem is that when it comes to savings for any purpose, the vast majority of us are in a foreign territory. We know we need to save. […] More
in Life Insurance, MYD-Credit Cards

What Does Life Insurance Really Cover?

I’m sure I’ve mentioned it a time or two, but I really detest speaking of life insurance. It always makes me feel so morose; so sad. I begin to imagine the faces of my children should they ever wake up without me here. I see my husband all alone with all four of them as […] More
in CDs, MYD-Investing

Placing Savings in A CD is Not the Bad Idea You Thought it Was

I did not marry my husband because he is a banker. In fact, if I’d known before I married him how many people would stop and ask him questions about banking, how many people would want to know about interest rates and other things banking related, I might have thought twice. I’m only kidding; though […] More
in Bonds, MYD-Investing

Are Bonds Beneficial Forms of Retirement Savings?

In September, I’ll turn 33. I’m putting some serious thought into retirement. Okay, so I’m putting money away for retirement and dreaming of the days when my kids are big enough to use the potty without any of my assistance required, and the day that they don’t wake me up at 7 am on weekends. […] More
in Personal Finance

Is Joining the YMCA Worth the Money?

Sometimes I do something in life that makes me want to shout from the rooftops advising others to do the same thing. Why? Apparently I like to help people. Who knew? In all honesty, I don’t like to see people struggle. I like to see people happy and content, and nothing makes me happier than […] More
in Dental Insurance, MYD-Credit Cards

How Dental Insurance Could Save Your Life

Dental insurance is controversial; not in that it’s bad or that it’s a problem. It’s controversial because you either have it and love it, or you don’t and love it. Dental insurance is important in our house since we have four kids and there’s two of us. That’s 12 cleanings every year, and that really […] More

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