Personal Finance and Lifestyle Guide
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First and foremost, we have to say two things about tax refunds. The first is that not everyone gets one, and some of us have to pay. The second is that a refund is not necessarily a good thing. It means you are giving the federal government too much of your money throughout the year, […] More
Can You Buy A Car With A Credit Card? One of the first and most basic lessons we learn when we use a credit card for the first time is not to charge items we cannot afford to pay off at the end of the month. In short, don’t use that credit card you just […] More
You can’t please everybody, so you might as well please yourself, right? It might sound selfish, but at the end of the day someone should be pleased with your actions throughout the day and if it’s you, it’s you. But we aren’t talking about you. We’re talking about the ever-popular Walmart credit card that so […] More
Last year, my husband and I were helping some friends work their way out of a difficult financial position. Their home was nearing foreclosure and they were robbing Peter to pay Paul on all their other bills. This was a painful, emotional and difficult experience but also one that brought to light how important it […] More
Tax season is well under way, and that is not always good news. For those who get a nice big refund check, this time of year is the best. Actually, tax season is probably already over for those people as they tend to file very early to get their money back as quickly as possible. […] More
Every year we spend two nights in another city somewhere in the country with two of our favorite couples. It’s our annual Valentine’s weekend getaway. The husbands in our group love Shula’s Steakhouse, and one weekend we came up with the idea that we should go every year on our annual getaway to a different […] More
Spring is here and the weather (in Florida, at least) could not be more beautiful for this time of year! What that means for many of us is that it’s time to spring clean. It’s not necessarily a fun job, but it’s one that has to be done. What does your spring cleaning look like? […] More
Insurance Auto Auction Salvage If you’ve never heard of Insurance Auto Auction, it’s not that surprising. Many people have not heard of this company because the general public typically does not do much business with IAA. However, that does not devalue what it is this company does for the public by any means. The purpose […] More
How To Increase Your Credit Score Fast It’s so easy to laugh when someone states that their credit card put them into debt. It’s not the card that puts anyone into debt; it’s what you do with the card. The credit cards in your wallet are actually inanimate objects that cannot actually do anything without […] More
One of the biggest questions we get around here is how do you even make a cash back credit card worth it? No one is particularly keen on running up their debt and/or buying things they don’t need to make a few bucks in the process, so how do you make it work? What do […] More
When used responsibly, owning a credit card can have some advantages and be extremely helpful. A credit card, when used properly and within reason, can help you build and establish credit so you can one day buy the car or house of your dreams. A credit card can come in handy when an emergency strikes […] More
IRS Scams It seems that scam artists and criminals have a plan for almost every situation, including tax time. It’s happening more and more frequently every year, and tax payers have to be vigilant about their income taxes, their personal information and your finances. It did happen that the IRS was hacked and the damages […] More