Personal Finance and Lifestyle Guide
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There is a very big difference between being frugal and being cheap. Cheap people want to spend nothing, ever, even if they need it. Frugal people spend money that they need to spend, and look for ways to save while they’re spending. For example, let’s say you have a cheap person and you have a […] More
We live a busy life and are mostly overwhelmed with tasks that can exceed our limit. Time is not always on our side. Working moms, for instance, have very busy schedules filled with essential activities. She ends up having little or no time for the little but important things in her life. This is the […] More
One of the things that people sometimes do when they have a bit of equity in their home is take out a home equity line of credit. It’s certainly not unusual, but it’s not always the best decision, either. You see, not everyone uses this line of credit in the best possible manner, which means […] More
Maybe you’re trying to sell your home. Maybe you just want to add a few bells and whistles to make it that much more exciting. Maybe you just need to do some serious updating. Whatever it is, many of us take on the task of eventually upgrading our homes, renovating or replacing things that no […] More
Free money, you say? Yes, please; I’ll take that. That’s what it seems like when a cash back credit card offer pops up, but it’s not always something that works the way you think that it might. The biggest complaint we hear about cash back credit cards is that people don’t actually earn cash back. […] More
Owning and operating a small business is one of the most exciting adventures, but it’s also one of the most confusing. With so much to consider, learn and experience, it often feels as if you might never get ahead of the curve and feel completely comfortable in your business. Of course, feeling comfortable often means […] More
The problem with new furniture is that it is outrageously expensive. My husband and I are going through a fairly major renovation of our new home; and that includes clearing the property the original builder never cleared – over an acre worth – and redoing the cabinets and countertops in the kitchen and three bathrooms, […] More
The vast majority of the population is not financial experts and, therefore, credit score ranges are something of a mystery. You know offhand that these credit score ranges are important and that they do have meaning, but the vast majority of us have no idea what they actually are and what they mean. You can […] More
 Ask anyone for their opinion on money, and they will all give you a different answer. No one views money the same way as others, and sometimes the way that people do view their finances is healthy or unhealthy. The point of the matter is that we all have great views of money and we […] More
No one wants to spend a fortune to move. Let’s think about it this way; you just spent a fortune on a new house, so why would you want to spend even more transporting your belongings from point A to point B, your new house? It was expensive enough on its own to buy said […] More
Life is such an eye-opener. When I look at life, I see my own stuff. My own happiness, my own problems, my own way of life. I get so accustomed to the way that we do things in our family that it’s always a bit of a surprise to me when other people mention how they […] More
Everyone knows that the most exclusive credit card in the world is the American Express Black Card. It’s reserved for the wealthiest of the wealthiest, and it’s a credit card that signifies that you have made it. This is a very exclusive card in that you won’t even find an application for the American Express […] More