Personal Finance and Lifestyle Guide
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 I don’t even want to go into detail about the people who owe student loans after graduation. It’s depressing, and I’m having a lovely day I don’t want to affect by looking up depressing information. However, I will tell you that student loan debt statistics are depressing; most people owe them, most people owe […] More
Your credit score is not perfect. This might come as a shock to some and less so to others, but here is the deal; not one person or one thing in this world is perfect. Except Neiman Marcus cookies; Neiman Marcus cookies are perfect. There, I said it. That’s not the point, though. To get […] More
Have you ever heard of the 50/20/30 budget? I’d not heard of it until very recently, and I have to admit at first I was confused. Now that I’ve read a bit more about it, I think it’s a fascinating concept; one that perhaps we should teach our kids as they are growing up to […] More
The Target REDcard is a great card to have if you’re into savings and rewards (and who isn’t?). What most people don’t realize, however, is that there is more to the REDcard than meets the eye. The biggest misconception so many consumers have is all about what the REDcard really is. Some consider it a […] More
Should you use your credit card to pay your rent or mortgage? This is a very loaded question for just about anyone. It’s not an easy to make decision because you never know just what you’re getting yourself into, but we can help you use your credit card to pay your mortgage without ending up […] More
Math tends to be a very favorite subject of some and a much-hated subject of everyone else. Count me in the “I don’t care much for math,” category and call it a day. Numbers do nothing for me past allowing me to balance my checkbook, being able to make calls or send texts or know […] More
The importance of checking your credit report at least once – preferably twice – each year is lost on so many. Your credit report contains the single most important number in your life; your credit score. This is the number that allows you the freedom you need in your life to do so many things […] More
There is nothing as exciting as buying your first home. My husband and I built our first home over a decade ago when we were planning our wedding, and boy did we learn a lot about the process. Even a year and-a-half ago when we bought our dream home, we learned even more; probably because […] More
Having a high credit score is a good thing for reasons aside from just the obvious. Everyone knows that your credit score is the single most important number in your life, and that’s because this number is so telling. It tells creditors if you’re responsible. It tells lenders they can trust you. It tells so […] More
At this point in your life, you know what a credit score is and that it’s very important. In fact, it might be the most important number in your life. However, like most people, you probably put very little thought into what this number actually is, what it means and how it works for you. […] More
Credit cards are not the devil that so many people think that they are; but neither are kids. When you stop and think about it, however, kids and credit cards are a lot more alike than you might think. For instance, I spend just as much time wondering if my credit card is going to […] More
Most people move to the big city looking for an opportunity to excel in their career. Living in a big city means more jobs. The only problem with moving to a big city is that the cost of living is often high. If you are moving to the big city for school or work, but […] More