Personal Finance and Lifestyle Guide
{“description”:”Personal finance articles about saving, budgeting, loans, retirement planning, college saving, taxes, mortgages, investing and more.”,”interstitial”:””,”image_id”:””}
Extra money is something that we all find ourselves in need of from time to time. Maybe you have an unexpected expense such as an emergency car repair bill. Maybe you have slowly got in over your head in debt. Whatever the situation is that has led to needing extra money, there are ways that you […] More
Every time you turn around it feels like you need something else at the store; whether it’s a new couch or a new ottoman for the sitting room. Perhaps it’s a new electronic or a new wardrobe for your hot new body. Whatever you need, don’t just go out and buy it tomorrow. For the […] More
Not everyone has credit. The credit bureaus do not just automatically start you off with good credit and wait to see if you will keep it up or wreck it. You have to establish credit, and for some that is much easier said than done. It can be difficult to get credit when agencies are […] More
It’s a never ending life saga for women: To buy the shoes or not to buy the shoes. They are gorgeous, but they cost half your mortgage. You can easily afford them, but you worry that they are an irresponsible purchase now that you have kids and college to think about and retirement accounts that […] More
Credit card debt can be a tremendous burden on any individual or family, so many people will tell you to avoid them all together. However, without a credit card, how are you going to build up a credit history so that you purchase a home? The solution is to have one or two credit cards, […] More
Almost everyone is guilty of giving the kitchen the evil eye after a long day of work and herding your family into the car and out for dinner. After all, who wants to bother with cooking and cleaning when you can simply pay someone else to do it for you while you enjoy time with […] More
Is everyone out there freaking out because it’s almost tax time? I would guess that most of you are starting to scramble. You know who isn’t scrambling and isn’t sweating Uncle Sam in the least bit? The super rich.  I’m talking the really rich. When it comes to taxes, the U.S. economic system offers no […] More
The holidays are here in full force, which means millions of people are racking up the credit card debt. This means that a month from now, millions of people will begin to dread the arrival of their mail because they know what they’re going to find when they open their credit card bill. Using your […] More
Niecy Nash shares a bottle of bubbly in a roomful of bling with a panel of men and women at Jason of Beverly Hills, discussing the importance of money in choosing your mate. I don’t know about you guys but for me, choosing a mate because of money isn’t important at all to me. Granted […] More
The only thing more frustrating than not being able to find the perfect gift/dress/item you want this holiday season is finding it, buying it, and then seeing the same item two days later with a 75% off price tag on it when you’ve already paid full price. It makes you see red, and not just […] More
Everyone wants to save money, but not very many people actually act on that desire. The simple truth is that saving is necessary. It’s important to save for retirement and it’s important to save for other things. If you don’t a lot of disposable income, saving can be a little tricky, but it can be […] More
It’s easy to become richer; earn more or spend less. If you’re like me, you’ll quickly learn that you can become even richer than you imagined if you do both. I used to think that having a large disposable income meant I never had to utilize sales and whatnot, but as we began to make […] More