Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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in Parenting

10 Phrases We Wish Were Banned from Mom Conversations

Mothers are the most amazing people in the world. Seriously; and I am not just saying that because I am a mother and I have four pretty cool kids. I’m saying that because I admire my mom friends more than any other people on the planet. I admire their composure, their cool personalities and their […] More
in Food and Drink

Can You Actually Get Paid Watching Your Favorite Cooking Shows?

When our television is on, expect to see one of just a few things; Bubble Guppies, Florida Gator Football, Scandal or the Food Network. We may not get much television time thanks to having four kids at home, but these are our favorites and we do love them – clearly I’m talking about the kids […] More
in Parenting

The Various Stages of Throwing Out Your Kids Old Toys

Something magical happens when you become a parent. You suddenly realize that important things – shoes, keys, phones, remote controls, etc. – go missing only to stay that way for hours, days, weeks. You also realize that things that have absolutely no importance in the world – McDonald’s toys – multiply by 1000 overnight. Every […] More
in TM-Budget Travel, Travel

How to Book All-Inclusive Resorts On the Cheap

It’s difficult not to love an all-inclusive resort with entertainment. Located all over the Caribbean, they are ripe for the picking and perfect for just about any budget, any time. For those who have not traveled to an all-inclusive in the past, there is much to learn about this type of vacation. For those who […] More
in Personal Finance

10 Reasons Why Time Will Always Be More Important Than Money

There is never enough time in the day, and we often find ourselves looking for more of it where we can. We are, so many of us, so bad at managing our time. We waste so much of it on trivial things such as social media, games and simple distractions, therefore making it impossible for […] More
in Parenting

10 Ways to Prevent Your Child From Becoming a Spoiled Brat

Entitled, rude, obnoxious kids that don’t know the value of hard work, a dollar or taking care of themselves sound awesome. How do I get one? I have four kids, surely one of them will grow up to become the type of adult that cannot bear the phrase, “No” or take care of him or […] More
in Budgeting

10 Items You Should Never Buy at a Garage Sale

Getting a good deal on an item is always awesome, but not everything that has a cheap price tag is a good deal. Just because someone once said something about someone’s trash being someone else’s treasure does not mean that is fact. Sure, there are things you can pick up at someone else’s yard sale […] More
in Careers

How You Can Get Paid for Shooting GoPro Videos

Everyone who loves extreme sports seems to have a GoPro, the cool camera that is designed to go anywhere and shoot anything while you’re in the middle of the most amazing experiences of your life. As someone who is not all that into extreme sports (I am the mother of four and safety is a […] More
in Retirement

A Few Retirement Tax Tricks You Might Not Know About

The IRS might not be anyone’s best friend, but that doesn’t mean that they don’t have your best interests at heart. Okay, so they might not, but they do offer some tax breaks for certain things and that is something we appreciate very much. With that in mind, we have thought about the many different […] More
in Personal Finance

10 Hidden Expenses That’ll Bite You When Moving

In my adult life, I’ve moved twice. I moved into the home my husband and I built when we were engaged 10 years ago, and we just moved into our dream home 10 months ago. I’m not big on change, so moving is not for me – even though I think I might be the […] More
in Food and Drink

10 Ways to Get Free or Cheap Coffee

My family is not allowed to speak to me until I have consumed at least one cup of coffee, and only then are they to proceed with caution. It requires two full cups before I feel like a fully functioning adult, and until that point they are well aware of the fact that mommy is […] More
in CDs, MYD-Investing

What Exactly is a Certificate of Deposit?

Bank accounts seem pretty cut and dried to some, but much more confusing to others. Take, for example, the fact that you can get a basic savings account and checking account. Many people feel this is where banking begins and end. You have money to spend on expenses, and money to save for the future. […] More

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