Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
Uber is a hot commodity right now; basic people with cars from all over the country giving strangers a ride to and from a destination as a way of keeping cab fare low and allowing those who need a ride to get one. It’s probably much safer for those of us on the road in […] More
Is Uber something you use? I’ve never used it, and honestly, I probably never will. Where I live, I drive. We live in a small beach community in Florida, and we just drive. When we are in New York or another big city, I’m far more comfortable simply paying the fares for cabs or private […] More
Holiday gift ideas seem like a cinch to figure out in March, but once the holidays actually roll around we seem to have a much bigger problem figuring out what it is we want to place beneath the tree Christmas morning for our loved ones. Fortunately, there’s a little something for everyone at Amazon. It’s […] More
Amex points are among the best in the credit card industry, and Airbnb is the hottest thing since smart phones. Everyone loves both, and for good reason. What that means for us, though, is that we want to find ways to combine them both so we can use our points to pay for the things […] More
When a credit card company offers you something free of charge, like credit card retention bonus offers, it only makes sense to accept, right? That’s a very loaded question with an actual correct or incorrect answer. I cannot tell you what is personally right for your financial situation or your credit situation. The best that […] More
Can I just get a quick count of how many people love more points, more free miles and more free hotel stays? I thought there might be a few hands go up; we all love free things, especially when those free things include free travel. It seems to work out well for us when we […] More
Smart Savings sounds like a smart idea, and that’s what Citi was aiming to tout with the launch of their new Smart Savings reward program. Designed to compete with the already very popular AmEx Offers program, the Smart Savings program is one that allows customers of Citi to save money while making everyday purchases; something […] More
A Continental flight from Tampa to Hawaii when my husband and I visited the very first time earned us thousands and thousands of flights on our Continental reward membership account. Now Continental is United and virtually no airlines are offering miles based on actual miles flown anymore. It was announced at the beginning of 2015 […] More
You book your travel, pay for your hotels and shop ‘til you drop with your American Express card so that you can earn those reward points. Now that you’ve got them, paid off those monthly balances and worked so hard to earn something free and clear, you want to know how to get it done. […] More
One thing about this time of year is that many airlines and hotels begin offering promotions offering miles and points for a discount. It’s exciting to receive an email or notification from your favorite hotel membership or airline rewards program telling you now is the time to stock up on purchased points for free stays […] More
We cannot stress enough to you that becoming a cosigner on someone else’s debt is a terrible idea. However, parents do it all the time for their older kids going to college and looking to take out student loans, buy their first car or take out a loan. One thing that many parents do not […] More
The Wyndham hotel brand is not exactly well known for its generous loyalty program, which is why most tend to overlook the rewards program in most instances. However, every now and again the company will throw something out there that makes second-guessers feel almost as if they’ve done the right thing in sticking around. Right […] More