Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Shopping

    10 Fantastic Apps for Holiday Shopping

    There’s an app for that; no, really, there is an app for just about everything from holiday shopping to parking to finding someone’s mom to cook you dinner because yours is too far away and you’re missing home tonight. All right, maybe that last one is a bit of a stretch, but you get the […] More

  • in How to Save Money

    10 Things You Should Never, Ever Pay For

    Often when we think of achieving financial freedom, we think of becoming excessively wealthy thanks to a high-paying career. Of course, that’s very nice; who doesn’t want to do something that they love doing and make enough to live a financially free lifestyle in the process? However, we often overlook one very simple method of […] More

  • in Lifestyle

    10 Cheap Ways to Reduce Workplace Stress

    Anyone willing to come up with a (legal) way to reduce workplace stress for the millions of people who head into an office every single day, they’d be instant gazillionaires; because we’d all be buying it. My husband loves his career, but he still comes home stressed and overwhelmed many evenings. His plate is too […] More

  • in Home & Organizing

    10 Ways to Get Free Furniture for Your Home

    Four dining room table and chair sets, five living room furniture sets, three master bedroom sets and cribs and changing tables for four kids, toddler beds and big girl beds for two kids and eventually big kid room sets for the twins, dozens of bar stools, half dozen outdoor patio furniture sets, three office desks […] More

  • in Hotel Credit Cards

    How to Earn Double Starpoints on SPG Stays in Early 2016

    The news that Marriott is acquiring Starwood Hotels is old at this point, and people are still pretty upset about the idea that their SPG points might not be worth very much when the merger occurs in mid-2016. However, that does not change the fact that SPG is still offering some pretty lucrative earning opportunities, […] More

  • in Taxes

    Here’s What the Penalty for Failure to File Taxes Is

    With tax season upon us, many people are curious as to what the failure to file taxes penalty is. You see, while most of us (un)happily file our income taxes at the beginning of each year, many taxpayers fail to do so, and it means bad things. No; not always truthful. Sometimes the IRS doesn’t […] More

  • in Lifestyle

    Are Meal Prep Subscription Boxes Worth The Cost?

    The single most irritating question anyone in my house asks on a daily basis is “what’s for dinner?” This is likely due to the fact that I’m preparing their breakfast and attempting to speak with them about their days at school ahead of them and they are asking about dinner. Child; you have not even […] More

  • in Shopping

    10 Ways to Stick to Your Holiday Shopping Budget

    As the mother of four kids that includes a set of year and-a-half old twins and the wife of my high school sweetheart, you might think that something as small and insignificant as a holiday shopping budget would be cake. In reality, my holiday shopping budget is my downfall. I have a spotless home (because […] More

  • in How to Make Money

    5 Christmas Side Gigs to Earn some Extra Cash

    Have you ever had a side job of any sort? There was one time growing up when my parents preferred that I spent my time focused on my school work, my student government position, my role as co-captain of the cheerleading squad and an all-star softball player, and they did not want me to work. […] More

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