Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in MYD-Taxes, Taxes

    Filing Your Own Taxes? Be Sure You Remember These 5 Tips

    Tax season is more than halfway finished by now, but many Americans have yet to file their income tax return. Most of us who owe tend to wait until the last possible moment to file, but many due a refund wait as well. Why? Honestly, we don’t know the reasons filers wait or don’t wait, […] More

  • in Personal Finance

    5 of the Most Important Rules of Becoming Rich

    There’s this old saying that discusses how money does not buy happiness. It’s true – to an extent. Money buys a lot of things that make us very happy; financial freedom, peace of mind and a sense of calm. However, if you’re an unhappy person in general, you will not find money buying you out […] More

  • in Taxes

    Where Is My Refund: Refund Tax Refund Schedule Explained

    The biggest question many people have around tax time is the age-old, “Where’s my refund?” Many tax payers gave a good portion of their money to the IRS throughout the tax year that they are due back and they want that money; now. They don’t want to wait any longer, since it is their money, […] More

  • in Deals and Promotions

    JCPenney $.01 Sale is Happening This Week

    When it comes to high-end clothing and apparel, JCPenney is not the place to shop. However, if you prefer a much more casual, more seasonal look with a very affordable price tag, it is the place to shop. This week, the famed department store is making the deals even sweeter for those who love to […] More

  • in Personal Finance

    Tooth Fairy Talk: Are You Spending Too Much Money?

    When it comes to the Tooth Fairy, you might not consider her a piece of your personal finance – or your budget. However, she’s a bit factor in budgeting when you have kids of a certain age. Trust me; our 7-year-old lost 4 teeth between December 20 and January 5. She’s pretty much toothless at […] More

  • in How to Save Money

    Use Citi ThankYou Points to Make Purchases With Amazon

    Amazon is a bit of an addiction for most of us. It’s probably because we can order virtually anything we want or need, made by virtually any designer in the world, and have it on our doorstep a mere 48 hours later with Prime membership’s 2-day shipping. Take me, for instance. My 4-year-old is obsessed […] More

  • in Personal Finance

    Does Your Social Media Use Impact Your Finances?

    Social media is a powerful tool. You can use it to enhance your business, network and do so many other things. Many people feel it’s a wonderful business tool; and it is. However, it can also have a very lasting negative effect on your personal finances. What if I told you that being indifferent to […] More

  • in How to Make Money

    Simple Tips to Help You Save Time and Make More Money

    We all waste so much of our time doing things we don’t even realize we are doing. I know that I waste a good ten minutes of my morning every single morning once I send the kids to the car and then walk around the house picking up everything that’s in the wrong spot, making […] More

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