Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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in Taxes

Five Tax Filing Mistakes Millennials Are Most Likely To Make on 2015 Returns

Millennials still have a lot to learn about life. We are in the early years of our adulthood and we are quickly reaching an age where responsibility is the most important aspect of our lives since there is no one around to scold us for mistakes, send us to our rooms and give us a […] More
in Retirement

Five Easy Ways to Ramp Up Retirement Savings When You Are Behind

Ideally, you began saving for retirement when you became employed for the first time. If you did not, however, it’s no reason to panic. It turns out that most people don’t start saving for retirement right away, which puts you way behind in terms of your financial future. While it might seem hopeless to you […] More
in How to Save Money

The Best Employee Discounts At The Most Popular Stores

Employee discounts are real, and sometimes they are really good. While most of us have careers and jobs that require the bulk of our time, there are plenty of parents who want a part-time job to bring in a bit of extra cash, or even students who want to work somewhere to earn a […] More
in How to Make Money

Three Work From Home Scams To Watch Out For

If there is one thing people ask me all the time, it’s how they can work from home like myself. I tell them that there is a lot to consider when working from home and that it’s an idea that should be broached with honesty. Do you want to work from home for a good […] More
in Hotel Credit Cards

SPG Credit Cards Offer Highest Sign-Up Bonus Of All Time

Perhaps the best way to earn free miles, points and rewards is by taking advantage of credit card sign-up bonus offers. The number of points offered at this time are far more valuable than anything you might otherwise experience. Think about it; when an airline offers you 50,000 sign-up bonus points, that’s big. It would […] More
in How to Save Money

Financing These Three Things Means You Are Losing Money

No money down! No payments for a year! Get it now, while it’s hot! Ah, yes; the lines that stores use when they want you to come in and buy their stuff, finance through them and take your money all the way to the bank. Friends, let’s be clear about something; if you want to […] More
in Deals and Promotions

Get Free Pancakes at IHOP on March 8 Only

Free Pancakes. Now that we have your attention, allow me to further make your day by telling you that we are actually discussing free pancakes. Could life be any better than free pancakes? I think not. March 8 (tomorrow) is actually National Pancake Day. Okay, so it’s the IHOP 11th Annual National Pancake Day, but […] More
in Careers

Three Reasons Your Boss Might Consider Letting You Work from Home

The thing about working from home is that it’s so much more productive than anything else you will ever do; trust me. In the 14 years since I began working my first job as a tax preparer and now as a writer, I’ve learned a few things. I worked 6 years in an office for […] More
in How to Save Money

Five Affordable Luxury Vehicles that Won’t Break the Bank

Driving a luxury car is something that is reserved for the rich and famous, right? Wrong; my husband and I have been driving luxury cars for a decade – and not because we are wealthy and can afford to throw away money left and right. No, we actually purchase luxury cars that are affordable, offer […] More
in Personal Finance

Common Misconceptions About Women and Finances

After recently coming across a social media post recently by a man who is frustrated and upset with the financial decision making abilities of women – not just one woman as he is a single man without so much as a girlfriend (and judging by his rant, it’s clear to see why he hasn’t a […] More
in Real Estate

This Is Why No One Wants to Buy Your House

It seems that the real estate market in many neighborhoods is hot right now for sellers. There are buyers everywhere looking to take advantage of low rates and competitive prices, and that’s good news for buyers. However, sometimes it’s not good news at all. Sometimes, in fact, it’s bad news. Your house might not sell […] More
in Careers

New Job Benefits Packages For Recent Grads Might Include Student Loan Debt Assistance

It’s no big secret that benefits packages are few and far between these days. With so many millennials choosing to work a non-traditional career path that might mean they are self-employed, freelance or only part-time at several different jobs, many have no benefits. We know that a pension is pretty much a thing of the […] More

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