Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
As the mother of four small kids, I’m just not here, yet. However, I can safely say that I honestly don’t know how I might actually react should one of my littles one day ask me to co-sign a loan or a credit card application for him or her. I’d like to say I will […] More
Just this morning as I sipped my coffee on the couch after an hour of work in my home office, I quickly remembered that our vacuum bag is almost full and I need some more bags. I logged into my Amazon account and ordered a few to be here in two days with my Prime […] More
All those in favor of pregnancy perks for expectant mothers, let’s see a show of hands (arm in the air over here!) I’m a mother, and while being pregnant is the most amazing and beautiful thing, it also sucks (excuse my poor grammar). There are no more happy hours, there are no more nights in […] More
Travel is probably the best thing; that is all. There is nothing as exciting and as amazing as seeing the world, experiencing new places and learning new things. I love it, my husband loves it and our kids love it. In a dream world, all I’d do is travel. Then I remember we have four […] More
Money does buy happiness; I don’t care what anyone else thinks or says or believes. Of course, money will not make you happy no matter how much you have, what you buy or how you live if your life if you are just a miserable person. Money cannot literally buy you happiness. It cannot buy […] More
There is a running joke among the people in my life that if my children or husband cannot find something, it’s because I threw it away. Okay, so I’ll admit that I have an issue with clutter. And yes, I’ve been known to go into a closet or the garage and see an old box […] More
It’s tax day, today! For those of you still unaware that you had until today to file your income tax return, we have to tell you one more time that Friday was a federal holiday in Washington D.C. and that means you have an additional three days to file. Now that today is the day, […] More
One of the most terrifying moments in life is receiving a phone call from someone who claims you have an account past due, in collections and action is being taken against you. It happens all the time to people; and not just those with actual accounts past due and in collection. Back in 2009, I […] More
If there is one thing we love about life, it’s that we can learn cleaning hacks everywhere we go. The funny thing about it, though, is that most of us learn things throughout life that we didn’t even realize were hacks. It’s not until we are hosting a dinner party or engaging friends in conversation […] More
“A good mom has stick floors, a messy house and happy kids.” What. Ever. I’m going to say this now; that is a load of you-know-what. I have a spotless house all the time; no sticky floors, no laundry piled up, and no mess; and my kids are always happy, always making memories, and always […] More
We aren’t going to lie; we love a charitable contribution. That’s why we are so happy to announce that American Airlines wants you to donate money toward cancer research, and that they will give you some points and rewards if you do just that. Cancer is ugly and it’s gross and it affects so many […] More
Tax Day is only one business day away now. Today is April 15, which might confuse a few people who don’t live in Washington D.C. where today is Emancipation Day. It’s a federal holiday there, and that means the IRS is delaying the deadline for tax day until Monday, the 18th. Last minute tax filers […] More