Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
I’ll be 29 in two weeks, and I cannot help but occasionally think of the things that I know now that I didn’t know 10 years ago. I do this every year on my birthday. I don’t know why; maybe it’s because I enjoy aging and look forward to growing older and wiser and I […] More
You try hard to keep your social calendar full. You work hard, play hard, and spend as much time as possible with your friends and family. You do this because you want to live your life and enjoy your time on earth. However, most of us do too much and plan too much and spend […] More
Negativity is everywhere. People have a way of making even the most wonderful things turn negative. I don’t know how they do it, or why they do it, just that they do it. Negative people are not my favorite, and I’m sure they aren’t yours either. When someone insists on shoving their negativity in my […] More
Have you ever wondered how other people always seem so happy? Take me for example. I’ve always known I’m happy; I have nothing to be unhappy about. However, I had no idea it was so obvious to others. I am asked regularly by people why I’m always so happy (and people have their private opinions…) […] More
Everyone makes mistakes, which is part of life. Sometimes, however, we make mistakes we don’t even know we are making. Or, we know we’re making them but we forget that we are not supposed to. Once you stop making these mistakes, you will be happier and much more relaxed. Don’t beat yourself up about making […] More
My husband always jokes that a happy wife is a happy life. He’s not all that wrong, however. When I’m happy with me, my happiness rubs off on other aspects of my life. Basically, when my husband says that, he’s right. However, that is a rule that apply to just me, it applies to everyone […] More
Over the years I’ve come across many quotes that inspire me. Some of them I memorize and repeat to myself daily so that I can teach them to my daughters. Others I merely jot down to glance at in the future when the time calls for it. Sometimes it helps to have a little reminder […] More
There have been times in all of our lives where we’ve looked back and wished that we would have made changes a long time ago because they would benefit us now. You can’t change what you did or did not do in the past, but you can change what you do in the future. Think […] More
Everyone has bad habits. I bite my nails, and now both my daughters bite theirs. It’s a nasty habit, but I cannot seem to stop. Other people have other bad habits. Some of the bad habits people have aren’t simply making their fingernails ugly, they’re ruining their lives. It’s difficult to live up to your […] More
There are couples who are just so happy they make everyone sick. You might think those couples have been together for about five minutes because they haven’t had time to get sick of one another, but that’s not always true. My husband and I have been together for 11 years and we are happier now […] More
Everyone has a different opinion regarding wasting money. I have friends and family who don’t consider a new pair of Louboutins a good investment, but I don’t consider it a waste of money considering I can easily afford them. I consider purchasing wardrobe staples that aren’t well-made a waste of money because you have to […] More
Sometimes the most innocuous conversations lead to the biggest revelations. This morning, while driving my four-year-old daughter to her Pre-K class, we were talking about school. She told me she loves her job. I asked her what her job was, and she told me school. I asked her why she considers school her job and […] More