Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
A few years ago I made the decision to be a more positive person. I’ve always been pretty positive, but I always let things get to me. If I woke up to find coffee grains in my coffee, I’d consider that to be the way that my day would go. I quickly realized that my […] More
Everyone wants to save money, but not very many people actually act on that desire. The simple truth is that saving is necessary. It’s important to save for retirement and it’s important to save for other things. If you don’t a lot of disposable income, saving can be a little tricky, but it can be […] More
My husband and I have a close group of the best friends anyone could ever ask for. We’ve all been together at least a decade, so we’re all familiar with the “old love” deal. However, we do have one single friend who recently began dating someone for the first time in the five years we’ve […] More
The holidays have you stuffed and overstuffed and totally full. You’re pretty sure your pants no longer button up and you’re actually hoping that you’re pregnant so that at least you can maintain some of your pride at not overeating to the point of gaining that kind of weight over the holidays. The truth is […] More
Who doesn’t love fall? The crisp air, the cooler temperatures, and the changing colors make everyone happy and that’s without adding in the fact that it is football season, the holiday season, and the perfect time of year to sit by the fire with a glass of wine. Fall fashion is another great part of […] More
Most everyone has stayed in a hotel at least once in their lives. Since we are frequent travelers, we stay in a lot of them, and I am not ashamed to say that I am extremely picky when it comes to hotels. The general rule of thumb in my house is that if we have […] More
It’s easy to become richer; earn more or spend less. If you’re like me, you’ll quickly learn that you can become even richer than you imagined if you do both. I used to think that having a large disposable income meant I never had to utilize sales and whatnot, but as we began to make […] More
One of the best things about my husband is that I’ve never had that doubtful feeling so many women have with him. From the day I met him, I never wondered if he was going to call. I never worried he wasn’t into me. He was always upfront and honest with me, and he never […] More
During both of my pregnancies I was most excited about decorating the nursery. Of course, I was more excited about actually having my babies, but that didn’t happen until much later. As soon as I knew what I was having, I could decorate the nursery, you know what I mean? With my oldest daughter, my […] More
Do you ever wake up in the morning in a great mood before suddenly remembering the myriad of things you have to accomplish that day? I used to be very, very guilty of this ugly habit until I learned to be more effective at getting things done. I might be tempted to procrastinate or do […] More
Everyone knows confidence is an attractive trait. We all know the woman who would look good walking into a room wearing nothing but a plastic bag and no makeup. Sure, she may be gorgeous, but without confidence she isn’t anything. Confidence is awesome, and confidence is powerful. If you struggle with confidence, take a few […] More
We all wake up on the wrong side of the bed from time to time. We all have bad days. We all have bad mornings that turn into bad days. No one has a perfect life; there is always something or someone who manages to ruin what should be a good day on occasion. However, […] More