Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
Everyone wants life to be simpler and therefore, most people look for shortcuts wherever possible. While a shortcut is sometimes the obvious answer, it’s sometimes the worst choice. There are things you can take shortcuts on that will get you ahead in life – like that new highway to grandma’s house that saves you 2 […] More
Debt is an ugly word that too many people take for granted. Many people are in debt because they think life will turn around or they simply can’t say no when they want something rather than need it. Many people think that in a few years they’ll pay off their debt and live a happier […] More
One of the least healthy things you can do to yourself is spend time in bad company. However, many people don’t notice they’re in bad company because they people with which they spend their time aren’t necessarily bad people. They’re not addicts or abusers or controlling people. They’re not criminals. However, those are not the […] More
How do you know when it’s time to start over? Most people experience a moment of clarity in which they realize they want to start over and move on from a life that no longer suits them. Sometimes it takes a major life event, such as a death or a divorce to jump start a […] More
Being a mom is like being a teenager all over again. You worry that everything you say and do, ever decision you make and everything you wear/don’t wear/want to wear is being judged by others. That’s the problem with almost every mom around. We’re all so busy thinking like this that we forget realize that […] More
There are two things most people want in life; happiness and success. What those two things mean to people varies greatly. Some people consider success a financial goal while to others it simply means raising great kids who grow up to become great adults. Happiness might be in marriage, in work or just in life. […] More
Perfection is overrated. In fact, it’s so overrated that it doesn’t actually exist. There’s no such thing as a perfect person or a perfect mom or a perfect marriage. There’s a lot of great people and fabulous moms and amazing marriages in the world, but not even one of them is absolutely perfect. Why? Because […] More
Sometimes people are just so rude to you or so irritating that your first reaction is to be rude right back; don’t. It might not be as simple as it sounds, but being rude to others is not actually as satisfying as you might think. Yes, people can really do some irritating things and they […] More
In modern times, Shakespeare might write that sugar by any other name is just as sweet and be absolutely correct. The problem is that most of us know sugar isn’t exactly amazing for our diets and our bodies, but we can’t help but consume it. Try as we might to avoid a sugar overload, it’s […] More
One of the advantages to being self-employed is that you have no income limits; this is also one of the biggest disadvantages of being self-employed. While you have no limit to how much money you can potentially make, you might not always be able to guarantee that money will come in at a regular pace. […] More
Everyone experiences days in which you feel your world is falling apart and you just aren’t doing well. Whether you’re working a job you dislike, unemployed, your marriage is failing or your kids are misbehaving, you still have something to be thankful for – I know Thanksgiving is over but there’s always time to be […] More
If only your office allowed you to work when you are most efficient, the world would be a much more productive place. Unfortunately, most employers have a few strict policies about hours of operation and the need for their employees to show up to work. However, if you do have a flexible schedule, you can […] More