When a credit card company offers you something free of charge, like credit card retention bonus offers, it only makes sense to accept, right? That’s a very loaded question with an actual correct or incorrect answer. I cannot tell you what is personally right for your financial situation or your credit situation. The best that […] More

We cannot stress enough to you that becoming a cosigner on someone else’s debt is a terrible idea. However, parents do it all the time for their older kids going to college and looking to take out student loans, buy their first car or take out a loan. One thing that many parents do not […] More