Personal Finance

If there is one thing I’m really good at doing, it’s making thoughtless decisions at the spur of the moment based on my immediate reaction to something else. I do it all the time. I get frustrated or angry when someone does not communicate properly, when others change plans and when things are not to […] More

When it comes to finances, so many people fail to understand the difference between so many different financial aspects. For example, one of the most common questions asked to bankers is the difference between a check, a money order and a cashier’s check. They all seem to be so similar that it’s often difficult for […] More

The past is the past, and we’ve already mentioned that living there is going to make you more likely to make the same mistakes over and over again. So, at the end of the day, the best thing you can do for your budget is stop dwelling on the past and begin looking toward the […] More

Less than perfect credit is never helpful when it comes to apply for an obtaining a loan. In fact, there are many people across the country who are unable to obtain loan because their credit is so bad. Most banks and lenders will not even look at someone who has less than amazing credit, and […] More

One of the biggest mistakes many of us make in our lives is ignoring our checkbook. I can tell you with certainty that I am guilty, guilty, guilty of doing this. I just balanced my checkbook after nearly three weeks. Four pages and an hour later, I was frustrated and annoyed and kicking myself for […] More

The phrase “passive” is one we often view with mixed feelings. No one likes it when you are passive aggressive, for example; but everyone loves passive income. Essentially, passive income is income you earn when you’re doing nothing. It’s money that comes to you without you working for it every second of the day. Your […] More