Personal Finance

Less than perfect credit is never helpful when it comes to apply for an obtaining a loan. In fact, there are many people across the country who are unable to obtain loan because their credit is so bad. Most banks and lenders will not even look at someone who has less than amazing credit, and […] More

One of the biggest mistakes many of us make in our lives is ignoring our checkbook. I can tell you with certainty that I am guilty, guilty, guilty of doing this. I just balanced my checkbook after nearly three weeks. Four pages and an hour later, I was frustrated and annoyed and kicking myself for […] More

The phrase “passive” is one we often view with mixed feelings. No one likes it when you are passive aggressive, for example; but everyone loves passive income. Essentially, passive income is income you earn when you’re doing nothing. It’s money that comes to you without you working for it every second of the day. Your […] More

Answering the thought of how to buy your first rental property can be a daunting task.  Investing in a rental property is not a minor life decision. It’s something that requires careful thought and consideration, as well as a great deal of work. It’s not an easy job to have, and it’s more like its […] More

Mistakes are not exactly enjoyable, especially when they lead to bad debt, but that doesn’t mean there isn’t a silver lining to be found. We often lament that if we knew then what we know now, if we could it all over again, if we just done this instead of that; and it always leads […] More

Everyone makes money mistakes; everyone. Even if you think that you are the best when it comes to managing your money with intelligence and with an educated mind, you still make money mistakes. Every single time you buy a latte at Starbucks, it’s a money mistake. Sure it’s only $4, but it’s also something like […] More

At the end of the day, nothing compares to cash in an emergency fund when something unexpected occurs. Cash in an emergency fund can ease the ramifications of financial burden when something unexpected happens, which is why it’s so frequently referred to as an emergency fund. Many financial experts recommend that every family start with […] More

Enlisting the help of a financial advisor is often something that we should do. As a whole, we are not all that good at managing our money. Seriously, just take a look at the statistics that show how many Americans are in debt, the country itself and how uneducated most of us are when it […] More

Money is such a touchy subject for so many, and for good reason. Nothing makes me bristle more than hearing someone drop prices in conversation, whether they are talking about the price they paid as if bragging that they can afford something expensive or even talking about how much they saved on a specific item. […] More

It seems that in today’s economy people are writing more and more articles about money and always asking the age old question “does it buy happiness?” And most of these articles are focusing on how money doesn’t buy happiness. I happen to agree with this sentiment for the most part. Actually I did write an […] More