Personal Finance

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in Taxes

3 Income Tax Deductions You Never Knew You Could Claim

Tax season is upon us, and that means many of us are working to find additional deductions and credits in an effort to lower our tax liability. After all, you don’t want to pay more to the Internal Revenue Service that absolutely necessary – and you don’t even want to pay that. However, taxes are […] More
in Real Estate

The Best Reasons to Put Money Down on A Home

A brand new house without any money down? Yes, please! That’s what so many buyers think these days. Visions of new furniture and hardwood floors begin to dance through their heads as their mortgage lender tells them that they could actually qualify for a mortgage that does not require any (or much) money down, and […] More
in Taxes

Tax Deductions for the Self-Employed Tax Payers

Being a self-employed person is a nice gig if you can work hard enough to make it work for you. Aside from being your own boss, creating your own hours and never truly being away from work, however, there are some nice tax breaks you can take advantage of this time of year. According to […] More
in Real Estate

Use This Phrases to Help Sell Your House That Much Faster and For More

It’s that time of year when you might be considering a move, a new home, a first home, a bigger home; so many things happen throughout the course of the year that it seems the beginning of a new year means new changes for the people of the world. That might mean that you’re in […] More
in Personal Finance

Five Financial Mistakes Never To Make

We are all imperfect when it comes to money and our finances. We make mistakes. We spend too much here, not enough there and we are simply imperfectly perfect. Ask my husband; he will tell you that we are bad about spending entirely too much when we travel. We have no idea what a budget […] More
in Taxes

Filing Your Taxes? You Need Form 1095 to Prove Your Insurance Coverage

One of the biggest questions taxpayers are asking this year is whether or not they have to prove they had health care in 2015. If you haven’t filed your income taxes just yet, you’ll have to understand how the Obamacare tax information works, the form that you have to have and what happens if you […] More
in Budgeting

The Biggest Budget Busters and How to Avoid Them

How is it possible that at the end of each month you are still over your budget and things did not go your way? Your savings is not growing, because you cannot figure out how to keep your spending in track. It’s a never-ending cycle when you cannot figure out what the problem is, where […] More
in Personal Finance

Being Frugal Isn’t a Bad Thing And We’ll Tell You Why Not

There is a huge stigma attached to the word “frugal” in the eyes of many; myself included. There is something about it that screams “Cheap” and not ‘conscious,’ and that’s not correct. Being frugal and being cheap are two very different things, and knowing that might make the idea of being frugal a bit less […] More
in Taxes

Are You Paying Taxes On These Taxable Items?

The good news is that taxes are not always a terrible thing for many taxpayers. The bad news is that they are for some; and you still have to file them. They’re not fun to file, they’re not fun to think about, and it’s never fun to receive a letter from the Internal Revenue Service […] More
in Personal Finance

Does Not Using Your Credit Cards Affect Your Score Negatively?

Understanding your credit score is a touchy subject. It’s almost as if everything changes just as you begin to think that you know everything there is to know about it, and you are left wondering if everything has changed and why this happened. For instance, you’re told that you cannot use all your available credit […] More
in How to Make Money

Have An Opinion? Get Paid to Share It

Anytime I go to add something to my cart online that is not a designer or a brand I usually purchase, I always read the reviews. I read the reviews because I need to know a few things. For instance, I ordered a sweater from Nordstrom last week from a designer I don’t typically wear. […] More
in Credit Cards

How Closing A Credit Card Account Affects Your Credit

You don’t use it anymore, it doesn’t have very good rewards and you simply do not want that old card anymore; but don’t cancel it. People cancel their old credit cards all the time, but it’s almost never a good idea. Some do it so that they can prevent themselves from using the card anymore. […] More

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