Personal Finance

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  • in Personal Finance

    Financial Infidelity: How it Hurts Your Relationships

    If there is one thing I like to joke about, it’s that I never tell my husband how much things cost. It’s a woman thing, “What? These old shoes in perfect condition with not even one mark on the bottom ever? I’ve had them forever,” we like to joke. Do some women do this for […] More

  • in How to Save Money

    How to Save Money On Those Pesky Student Loans

    This day and age, people have student loan debt that seems so impossible to get rid of that they cannot even breathe. The cost of higher education is so expensive that many students find it necessary to take out student loans to help pay the balance of their education. The problem is that most of […] More

  • in How to Save Money

    Simple Tips for Saving Money at the Supermarket

    It’s been said that only death and taxes are guaranteed in life, but that’s not true. The grocery store is also necessary. Almost everyone has to make a trip to the store every week, or more, and there’s nothing we can do about that – in most cases. However, you do not have to continue […] More

  • in Taxes

    3 Income Tax Deductions You Never Knew You Could Claim

    Tax season is upon us, and that means many of us are working to find additional deductions and credits in an effort to lower our tax liability. After all, you don’t want to pay more to the Internal Revenue Service that absolutely necessary – and you don’t even want to pay that. However, taxes are […] More

  • in Real Estate

    The Best Reasons to Put Money Down on A Home

    A brand new house without any money down? Yes, please! That’s what so many buyers think these days. Visions of new furniture and hardwood floors begin to dance through their heads as their mortgage lender tells them that they could actually qualify for a mortgage that does not require any (or much) money down, and […] More

  • in Taxes

    Tax Deductions for the Self-Employed Tax Payers

    Being a self-employed person is a nice gig if you can work hard enough to make it work for you. Aside from being your own boss, creating your own hours and never truly being away from work, however, there are some nice tax breaks you can take advantage of this time of year. According to […] More

  • in Personal Finance

    Five Financial Mistakes Never To Make

    We are all imperfect when it comes to money and our finances. We make mistakes. We spend too much here, not enough there and we are simply imperfectly perfect. Ask my husband; he will tell you that we are bad about spending entirely too much when we travel. We have no idea what a budget […] More

  • in Taxes

    Filing Your Taxes? You Need Form 1095 to Prove Your Insurance Coverage

    One of the biggest questions taxpayers are asking this year is whether or not they have to prove they had health care in 2015. If you haven’t filed your income taxes just yet, you’ll have to understand how the Obamacare tax information works, the form that you have to have and what happens if you […] More

  • in Budgeting

    The Biggest Budget Busters and How to Avoid Them

    How is it possible that at the end of each month you are still over your budget and things did not go your way? Your savings is not growing, because you cannot figure out how to keep your spending in track. It’s a never-ending cycle when you cannot figure out what the problem is, where […] More

  • in Personal Finance

    Being Frugal Isn’t a Bad Thing And We’ll Tell You Why Not

    There is a huge stigma attached to the word “frugal” in the eyes of many; myself included. There is something about it that screams “Cheap” and not ‘conscious,’ and that’s not correct. Being frugal and being cheap are two very different things, and knowing that might make the idea of being frugal a bit less […] More

  • in Taxes

    Are You Paying Taxes On These Taxable Items?

    The good news is that taxes are not always a terrible thing for many taxpayers. The bad news is that they are for some; and you still have to file them. They’re not fun to file, they’re not fun to think about, and it’s never fun to receive a letter from the Internal Revenue Service […] More

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