Personal Finance and Lifestyle Guide
{“description”:”Personal finance articles about saving, budgeting, loans, retirement planning, college saving, taxes, mortgages, investing and more.”,”interstitial”:””,”image_id”:””}
Life insurance is considered one of the most important investments one can make. However, it comes in many faces, and is categorized in two main types: term life insurance and permanent life insurance. Term life insurance, or term assurance, does not have an investment component, unlike the latter. Hence, permanent life insurance is popular as […] More
For most people, Facebook is just another great social media site that they use to connect with friends and the world. However, for smart Facebook users, it is a platform for generating extra income; some have even turned it into a full-time online working platform. With over one billion subscribers, Facebook is an ideal platform […] More
If you are like most people, you are going to be relying on your Social Security payments when you retire. In 2014, there were over 59 million Americans who were receiving Social Security benefits and a total of $863 billion was paid out. When you retire, you are eligible to that piece of the pie. […] More
Journaling is dismissed by many people as an activity left to depressed writers, people with lots of free time or teenage girls. So, what is financial journaling and why should anyone do it? One can take up financial journaling to manage different situations. It may be to control your spending while on a trip with […] More
One of the biggest reasons that people have for not eating healthy is that it can be expensive. There are many people who want to eat healthy to lose weight and to start feeling better, but they cannot. It costs a lot less to make a box of macaroni and cheese or a package of […] More
Who knows better than anyone else what Americans are spending their money on than the big boys on Wall Street? They’re monitoring that very subject 24/7 so that they can stay on top of the trends. And, in spite of the previous period of recession, American consumers are continuing to be over-leveraged and our habit […] More
We all want a stable financial future. Debt can come to define your life, and even when you make a conscious decision to rid yourself of it. Instead, you have to make a choice to free yourself of your financial burdens, and know that doing so is not the sole step that you will have […] More
Entries of old debts on your credit report are not only embarrassing, but they can also be detrimental to your credit score. The good news is that old debts do not last forever, as the credit bureau is required by the law to delete these entries after the credit reporting time limit of seven years […] More
On paper, credit unions have a creepy resemblance with traditional banks. Both of these institutions offer investment services, issue ATM cards and checks, make loans, and even hold deposits. However, when you zoom in on their services and general management, the differences start to emerge. Credit unions provide platforms for members to pool their savings […] More
With the vast increases in technology occurring over the last few years, it should come as no surprise that investing is finding a home on the internet. Robo advisors are increasingly popular, and offer some obvious benefits over traditional financial planners. Some of these benefits include lower initial investments, 24/7 access to your portfolio, smaller […] More
Trading is serious business because you are competing against innumerable factors that could alter the direction of the market at moment’s notice. More so, you are “competing” with millions of other traders globally. Many of those traders are more experienced, have more trading capital, and most of them have faster workstations. Hence, a cursory glance […] More
During the winter, most people hide inside trying to stay away from the cold. What you don’t know is that you can actually take advantage of the cold weather. There are several jobs that are available specifically during the winter, such as those truck driving jobs in Chicago. If you are a college student who […] More