Personal Finance and Lifestyle Guide
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If you are like most people, you are living on a budget. Chances are you don’t have money to spend more than you should be on your bills. If you want to lower your electric bill, you should turn off your lights and appliances whenever possible. If you are trying to lower your water bill, […] More
When it comes to determining the amount of money that you will get from Social Security when you retire, a few things are taken into consideration. Your earning history throughout your life is a huge deciding factor. Also, the age that you are when you apply for your benefits is also a factor. If you […] More
The pound may have adverse effects on most currencies right now, but that does not mean that you should not enjoy your holiday. Holidays are a great way to relax your mind and forget about the hassles and bustles of work. They also help one catch up with family members they have not seen in […] More
Getting an insurance policy is prudent, but unless your policy is unlimited you are never fully covered. There is a limit to every policy’s payout, and some policies cover only common liabilities. But what happens when, say, your dog bites a person and you get sued? Thanks to Umbrella Insurance coverage, unexpected accidents such as […] More
When it’s time to buy a new home, you’re going to learn more about mortgages than you probably ever wanted to know. Trust me; I have two of them. When my husband and I became engaged in 2003, we decided we wanted to graduate college and build a house before we got married. We were […] More
I don’t like math, but I did some this morning; and there are only 12 weeks left until your kids get up in the morning and tear through the house at the crack of dawn waking up everyone in their line of fire to open their Christmas presents. It’s all well and good unless you […] More
It’s not a big real estate secret that realtors want you to stage your home before you list it. There are certain truths that come with selling a home that we all know to be true; a staged home is a far more appealing home. Would you rather go into a home that’s filled with […] More
To be successful, you have to be willing to do what no one else is willing to do. You have to do things you don’t want to do on occasion. You have to work when you don’t want to work. You have to be present, you have to be persistent, and you have to step […] More
Divorce is an ugly, ugly situation in many instances. In my own life, I’ve been very fortunate to have only known one couple who has gone through a divorce and being that I’m turning 33 in a few weeks, that’s pretty impressive. The people in my life stay married. They marry young, they grow old […] More
Three times this year my family has had to do the medical insurance search thing. First we began with the annual issue of seeing whether or not our current plan still worked for us or if there was anything that we wanted to change, add or remove from our policy through my husband’s employer. Following […] More
Once upon a time there was a little girl who liked to color on her white furniture with markers unbeknownst to her parents. It seems she snuck them out of her big sister’s bedroom, but she did not think to take with her paper. She hoarded the markers and would color on her furniture regularly […] More
Placing your home on the market for sale is a stressful situation at best, but it gets even worse when your realtor calls to tell you that she is showing your house in 20 minutes. You’re home, on the couch, in your yoga pants binge-watching something amazing on Netflix, and your house is not show […] More