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    Why Tax Refunds are Bad

    Last year, my husband and I were helping some friends work their way out of a difficult financial position. Their home was nearing foreclosure and they were robbing Peter to pay Paul on all their other bills. This was a painful, emotional and difficult experience but also one that brought to light how important it […] More

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    What Do I Do If I Cannot Pay the Taxes I Owe to the IRS?

    Tax season is well under way, and that is not always good news. For those who get a nice big refund check, this time of year is the best. Actually, tax season is probably already over for those people as they tend to file very early to get their money back as quickly as possible. […] More

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    What You Need to Know to Benefit From Your Retail Credit Cards

    Every year we spend two nights in another city somewhere in the country with two of our favorite couples. It’s our annual Valentine’s weekend getaway. The husbands in our group love Shula’s Steakhouse, and one weekend we came up with the idea that we should go every year on our annual getaway to a different […] More

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    How To Save Money On Spring Cleaning

    Spring is here and the weather (in Florida, at least) could not be more beautiful for this time of year! What that means for many of us is that it’s time to spring clean. It’s not necessarily a fun job, but it’s one that has to be done. What does your spring cleaning look like? […] More

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    How To Increase Your Credit Score Quickly Without A Credit Card

    How To Increase Your Credit Score Fast It’s so easy to laugh when someone states that their credit card put them into debt. It’s not the card that puts anyone into debt; it’s what you do with the card. The credit cards in your wallet are actually inanimate objects that cannot actually do anything without […] More

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    Are Cash Back Credit Cards Worth It?

    One of the biggest questions we get around here is how do you even make a cash back credit card worth it? No one is particularly keen on running up their debt and/or buying things they don’t need to make a few bucks in the process, so how do you make it work? What do […] More

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    20 Credit Card Mistakes You Need to Stop Making

    When used responsibly, owning a credit card can have some advantages and be extremely helpful. A credit card, when used properly and within reason, can help you build and establish credit so you can one day buy the car or house of your dreams. A credit card can come in handy when an emergency strikes […] More

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    IRS Scams: 3 Signs You Might Be the Victim

    IRS Scams It seems that scam artists and criminals have a plan for almost every situation, including tax time. It’s happening more and more frequently every year, and tax payers have to be vigilant about their income taxes, their personal information and your finances. It did happen that the IRS was hacked and the damages […] More

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    A List Of Tips For Last-Minute Tax Filers

    No one is looking forward to the loathed tax day. However, it’s that time of year again and we cannot avoid it even if we try (who wants to pay those penalties?). If you, like so many others, have procrastinated long enough and it’s time to file, you might be rushing. Since rushing doesn’t do […] More

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    5 Tax Filing Mistakes To Avoid

    As the date to file your income taxes draws nearer, we find ourselves working against the clock to get our taxes filed and that part of our year behind is. This time, though, does not come without a certain amount of stress and worry. Did I do everything correctly? Did I remember to include everything? […] More

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    How To Spend Your Tax Refund

    Tax refund time is the most exciting time of the year for many people – not those of us who pay taxes into the IRS, though. It means a big check in the bank within a few weeks of filing your tax return, and that means you have money to spend. While it’s always nice […] More

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