Personal Finance and Lifestyle Guide
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Who knows better than anyone else what Americans are spending their money on than the big boys on Wall Street? They’re monitoring that very subject 24/7 so that they can stay on top of the trends. And, in spite of the previous period of recession, American consumers are continuing to be over-leveraged and our habit […] More
We all want a stable financial future. Debt can come to define your life, and even when you make a conscious decision to rid yourself of it. Instead, you have to make a choice to free yourself of your financial burdens, and know that doing so is not the sole step that you will have […] More
Entries of old debts on your credit report are not only embarrassing, but they can also be detrimental to your credit score. The good news is that old debts do not last forever, as the credit bureau is required by the law to delete these entries after the credit reporting time limit of seven years […] More
On paper, credit unions have a creepy resemblance with traditional banks. Both of these institutions offer investment services, issue ATM cards and checks, make loans, and even hold deposits. However, when you zoom in on their services and general management, the differences start to emerge. Credit unions provide platforms for members to pool their savings […] More
With the vast increases in technology occurring over the last few years, it should come as no surprise that investing is finding a home on the internet. Robo advisors are increasingly popular, and offer some obvious benefits over traditional financial planners. Some of these benefits include lower initial investments, 24/7 access to your portfolio, smaller […] More
Trading is serious business because you are competing against innumerable factors that could alter the direction of the market at moment’s notice. More so, you are “competing” with millions of other traders globally. Many of those traders are more experienced, have more trading capital, and most of them have faster workstations. Hence, a cursory glance […] More
During the winter, most people hide inside trying to stay away from the cold. What you don’t know is that you can actually take advantage of the cold weather. There are several jobs that are available specifically during the winter, such as those truck driving jobs in Chicago. If you are a college student who […] More
Kids love Halloween. It is the one time each year the kids can dress up as their favorite character or as something that they always wanted to be. It is also the only day of the year that it is appropriate for kids to go door to door asking strangers for candy. Many adults also […] More
If you are like most people, you are living on a budget. Chances are you don’t have money to spend more than you should be on your bills. If you want to lower your electric bill, you should turn off your lights and appliances whenever possible. If you are trying to lower your water bill, […] More
When it comes to determining the amount of money that you will get from Social Security when you retire, a few things are taken into consideration. Your earning history throughout your life is a huge deciding factor. Also, the age that you are when you apply for your benefits is also a factor. If you […] More
The pound may have adverse effects on most currencies right now, but that does not mean that you should not enjoy your holiday. Holidays are a great way to relax your mind and forget about the hassles and bustles of work. They also help one catch up with family members they have not seen in […] More
Getting an insurance policy is prudent, but unless your policy is unlimited you are never fully covered. There is a limit to every policy’s payout, and some policies cover only common liabilities. But what happens when, say, your dog bites a person and you get sued? Thanks to Umbrella Insurance coverage, unexpected accidents such as […] More