Personal Finance and Lifestyle Guide
Credit card news, articles and guides from shebudgets.com.
Everyone is talking about cash back credit cards these days. Everyone wants to earn free money for spending money they would have spent otherwise; it’s free! Who doesn’t love free money? The truth of the matter, though, is that cash back credit cards are not usually very useful for the general population. There are some […] More
The Target REDcard is a great card to have if you’re into savings and rewards (and who isn’t?). What most people don’t realize, however, is that there is more to the REDcard than meets the eye. The biggest misconception so many consumers have is all about what the REDcard really is. Some consider it a […] More
Should you use your credit card to pay your rent or mortgage? This is a very loaded question for just about anyone. It’s not an easy to make decision because you never know just what you’re getting yourself into, but we can help you use your credit card to pay your mortgage without ending up […] More
Credit cards are not the devil that so many people think that they are; but neither are kids. When you stop and think about it, however, kids and credit cards are a lot more alike than you might think. For instance, I spend just as much time wondering if my credit card is going to […] More
Free money, you say? Yes, please; I’ll take that. That’s what it seems like when a cash back credit card offer pops up, but it’s not always something that works the way you think that it might. The biggest complaint we hear about cash back credit cards is that people don’t actually earn cash back. […] More
Owning and operating a small business is one of the most exciting adventures, but it’s also one of the most confusing. With so much to consider, learn and experience, it often feels as if you might never get ahead of the curve and feel completely comfortable in your business. Of course, feeling comfortable often means […] More
The problem with new furniture is that it is outrageously expensive. My husband and I are going through a fairly major renovation of our new home; and that includes clearing the property the original builder never cleared – over an acre worth – and redoing the cabinets and countertops in the kitchen and three bathrooms, […] More
Everyone knows that the most exclusive credit card in the world is the American Express Black Card. It’s reserved for the wealthiest of the wealthiest, and it’s a credit card that signifies that you have made it. This is a very exclusive card in that you won’t even find an application for the American Express […] More
Credit card rewards are one of the single biggest factors associated with the application process, and many people make it a habit to check the reward programs prior to anything else when applying for a new card. However, it’s not the only factor that goes into the process. What’s important to understand, however, is that […] More
“Getting a credit card is going to ruin your life,” “Credit cards are the devil,” “Credit cards are the root of all evil.” Does anyone else see the irony in all of the above statements that people love to make on a regular basis (noses wrinkled and in the air with a touch of disdain […] More
Credit card fraud is among the most common methods of thievery out there right now. It happens all the time, and most of us have no idea it’s happening. It’s not just the man who takes your card out of your wallet after stealing it, or the person who takes your card number in a […] More
Why are credit cards important? Believe it or not, you don’t have to have one. However, life is far easier with a credit card than without. The make it easier to rent a car, book a hotel room, plan trips, earn rewards and actually get paid for your shopping. Credit cards have developed a bad […] More