Personal Finance and Lifestyle Guide
Credit card news, articles and guides from shebudgets.com.
Credit cards are not the devil that so many people think that they are; but neither are kids. When you stop and think about it, however, kids and credit cards are a lot more alike than you might think. For instance, I spend just as much time wondering if my credit card is going to […] More
Free money, you say? Yes, please; Iāll take that. Thatās what it seems like when a cash back credit card offer pops up, but itās not always something that works the way you think that it might. The biggest complaint we hear about cash back credit cards is that people donāt actually earn cash back. […] More
Owning and operating a small business is one of the most exciting adventures, but itās also one of the most confusing. With so much to consider, learn and experience, it often feels as if you might never get ahead of the curve and feel completely comfortable in your business. Of course, feeling comfortable often means […] More
The problem with new furniture is that it is outrageously expensive. My husband and I are going through a fairly major renovation of our new home; and that includes clearing the property the original builder never cleared ā over an acre worth ā and redoing the cabinets and countertops in the kitchen and three bathrooms, […] More
Everyone knows that the most exclusive credit card in the world is the American Express Black Card. Itās reserved for the wealthiest of the wealthiest, and itās a credit card that signifies that you have made it. This is a very exclusive card in that you wonāt even find an application for the American Express […] More
Credit card rewards are one of the single biggest factors associated with the application process, and many people make it a habit to check the reward programs prior to anything else when applying for a new card. However, itās not the only factor that goes into the process. Whatās important to understand, however, is that […] More
āGetting a credit card is going to ruin your life,ā āCredit cards are the devil,ā āCredit cards are the root of all evil.ā Does anyone else see the irony in all of the above statements that people love to make on a regular basis (noses wrinkled and in the air with a touch of disdain […] More
Credit card fraud is among the most common methods of thievery out there right now. It happens all the time, and most of us have no idea itās happening. Itās not just the man who takes your card out of your wallet after stealing it, or the person who takes your card number in a […] More
Why are credit cards important? Believe it or not, you donāt have to have one. However, life is far easier with a credit card than without. The make it easier to rent a car, book a hotel room, plan trips, earn rewards and actually get paid for your shopping. Credit cards have developed a bad […] More
I know you love the idea of free money that you can spend anywhere you want doing anything you want, and I donāt blame you. I love it when someone tells me I can use a cash back credit card all year long and make money with every purchase so that I can eventually turn […] More
Credit cards for students are often considered a bad idea. In fact, itās many college students who are given credit cards they donāt know how to use that end up in the most financial trouble in the future. It happens, and thereās nothing you can do about it after the fact that learn from your […] More
As a business owner, you might wonder whether or not the concept of accepting credit card payments is worth it to you. There is some debate about this among business owners, particularly those who have small businesses. Hereās the deal; most people use credit and/or debit cards to make their purchases. There are people in […] More