Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Careers

    How to Make Money Being a Webcam Star

    When I say webcam star, what comes to mind? If you are thinking along the lines of inappropriate behavior in front of a camera for the viewing ‘pleasures’ of a questionable audience, you’d be incorrect. Despite the fact that this is precisely where my mind also went, it’s not what we’re discussing now. What we […] More

  • in Budgeting

    How to Make a Budget If You’ve Never Made One Before

    Just because you have the money to buy something does not mean you can afford it, which is why learning how to make a budget is probably the single most important thing that you can do for your finances. I know that learning how to make a budget that’s effective, on point and helpful is […] More

  • in Travel

    Save Money By Going To These 10 Free Events in NYC

    New York City is the city that never sleeps and while it may be expensive there are many free events in NYC worth attending.  It’s not always inexpensive to enjoy certain things around the city, and that’s why so many people are unable to enjoy as much when they visit. Fortunately, New York City really […] More

  • in Personal Finance

    Exactly How Does a Money Order Work Anyway?

    When it comes to finances, so many people fail to understand the difference between so many different financial aspects. For example, one of the most common questions asked to bankers is the difference between a check, a money order and a cashier’s check. They all seem to be so similar that it’s often difficult for […] More

  • in Shopping

    Creative Ways to Enjoy Costco Deals Without Even Having a Membership

    Wholesale warehouses are a favorite among many, and places such as Costco and Sam’s Club capitalize on that with some amazing deals. These warehouse stores offer memberships to the public and do not allow anyone without a membership to shop in the store. However, there are always ways around that. Sam’s Club, for example, will […] More

  • in Retirement

    Everything You Need to Know about a Roth IRA

    There’s something so profoundly confusing about retirement plans, including the Roth IRA. You know you can open one, contribute to it and see some sort of tax write-off as a result, but that doesn’t exactly make it understandable. In fact, I’m a firm believer that if investments and Roth IRAs and other retirement accounts were […] More

  • in Parenting

    What Should You Do if You Have a Child Who Inflicts Self Harm?

    It’s a serious subject, and medical professionals want parents to know that it’s not something that only happens to ‘other people,’ and it could happen to you. A child that self-harms is devastating, but the fact of the matter is that your child is probably very adept at hiding this from you. The most common […] More

  • in Budgeting

    How to Save the Most Money on Halloween Costumes

    Halloween might be one of my favorite holidays. I love the spooky decorations, the fun costumes and the excitement of the holiday. I also love Snickers. Okay, I love Halloween because I love Snickers. And when people just give them to you, it’s rude not to eat them. Since you are required to eat them, […] More

  • in Parenting

    10 Ways Dance Moms Teaches Us How Not To Be Good Parents

    We’ve all seen the show Dance Moms. I’ll admit that it’s been on for years and I only just watched it for the first time about a month ago. I came home from cheer practice with my oldest daughter and while she was showering and preparing for bed, it came on television. We didn’t watch […] More

  • in Parenting

    How To Build Confidence In Your Shy Kid

    There is nothing wrong with being a shy kid – or adult. In a world full of real housewives and Snooki’s and basketball wives, it’s actually a refreshing quality when one comes across a shy person or child. It’s not a bad thing. The problem with being shy is that so many people view this […] More

  • in Parenting

    Embracing Your Imperfections is How to Be a Good Mom

    If you’re wondering how to be a good mom, try this conversation out!  “Daddy, is my pasta finished cooking yet?” “Almost, kiddo,” my husband tells our 4-year-old as she looks suspiciously, eyes narrowed, toward the stovetop. “No, it isn’t, daddy. If it’s almost done, where is all the smoke?” she asks. I look up. “Oh, […] More

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