Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Taxes

    What You Need to Do at Year End To Optimize Your 2015 Taxes

    Standing in line at the store the other day – a big one with a red circle as a mascot – I overheard the woman in line in front of me complaining that she shouldn’t have to wait until January to file her 2015 taxes because she always gets $8,000 back and that would be […] More

  • in How to Make Money

    How to Make Extra Cash By Renting Your Car

    The idea of allowing anyone other than myself or my husband drive my car makes me feel a little ill; and I’m not even a huge fan of letting my husband drive it all the time because he gets dirty footprints on my floorboard, he always manages to spill his coffee or water on my […] More

  • in Credit Cards

    How Long Do You Wait to Apply For Another Rewards Card?

    Rewards cards are almost addicting to those who have them; free sign-up bonuses and discounts on any purchase when you’re shopping? It’s a deal that sounds a bit too good to be true. However, it’s rarely a wise decision to walk into a store, apply for their rewards card and repeat the process at the […] More

  • in Credit Cards

    Here are Some Interesting Prepaid Card and Gift Card Statistics

    Statistically speaking, gift card statistics are quite interesting. The most important gift card statistic to know, however, is that people love to receive gift cards; especially during the holiday season. There are always those who feel that the gifting of a gift card implies that someone is not important enough to rate a thoughtful gift […] More

  • in Personal Finance

    20 Best Personal Finance Apps To Use In 2016

    Personal finance is, well, personal; but it’s also stressful. Learning to keep a budget and keep track of your expenses is a time-consuming process, and it’s work. It’s not something that you can do without proper time and effort, and it’s so easy to get off track when you are busy with other things that […] More

  • in Shopping

    Three Holiday Shopping Bonuses for Huge Savings

    Holiday shopping bonuses are not something that’s limited to only stores; some of the biggest credit card issuers in the world are currently offering some amazing holiday shopping bonuses to cardholders. Much like retailers want to entice shoppers to come into their stores so that they spend more money than they might have otherwise, credit […] More

  • in Careers

    Five Times You Shouldn’t Take that Higher Paying Job

    Perhaps you love your current job; perhaps you’d rather poke your eyes out with a dull knife than go into the office every morning. People love their jobs, they hate their jobs and they’re completely ambivalent to their jobs; but everyone wants a higher paying job. Even the happiest people on earth want a job […] More

  • in Shopping

    10 Stores With Great Return Policies for Holiday Shopping

    Holiday shopping does not come with a guarantee; you might love something that you find for someone else, and they might not love it so much. With that said, always get the gift receipt. It’s going to make a huge difference when it comes to your holiday shopping and gift giving. Before you become offended […] More

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