Be honest; how long have you had your current car insurance policy? If you want to talk honesty, I’ve had mine since I was 16. It began on my parent’s plan and moved over to my own plan when I turned 18 and left for school and a job of my own. I have not made any changes to it other than to add my husband to my policy when we married, to add homeowners insurance, life insurance and to change the vehicles we have insured anytime we buy a new one. Other than that, however, we don’t bother with changing our car insurance policy because we like it. We like our insurer and our policy, so we’ve yet to change it.
However, a recent finding from nerdwallet.com tells me that I might actually consider doing a little modification to my homeowners insurance so that I can go ahead and actually find a potential discount; and you should, too. It all depends on which company you use as your insurance provider, where you live, how old you are and a number of other factors, but you could really save significantly if you take the time to change your policy or at least do a little research; as much as $859 per year, in fact. How? We will tell you.
It’s really that simple; if you shop around for a new car insurance policy with sr22 insurance coverage, you will get a discount. For one, there are a number of factors you can take into consideration now that maybe you were not able to take into consideration when you first began using your current policy. How do we figure that? The vast majority of Americans have not changed their car insurance policy in more than four years, and we know that you’ve had some life changes in that time. Additionally, you might qualify for a better rate now than you once did because of your life changing; you’ve gotten older, you’ve potentially changed your marital situation and you’ve made a few adjustments to the way that you’re living your life. These can all add up to significant savings over the course of your life.
Ask An Agent
Really, it’s that simple. You can ask an Independent Auto Agent for a lower rate. They might give you one. You might be able to persuade them that you need one, too, based on a few factors. For example, if you live closer to work, you might receive a discount. If you now work from home when you used to work away from home, you might be able to find that you are eligible for a lower rate.
Bundle Your Insurance
Do you have a homeowners or renters insurance policy? Do you have life or other insurance that you can bundle together for a lower rate? When you are able to create a bundled package of different insurance policies, you are eligible for a discount you might have overlooked at another time. Since we like the idea of you being able to save money on your insurance policy, we like that you can do this with ease. Go ahead and talk to your agent about bundling. Call For SR22 Insurance Kansas Estimates.
Check for Discounts
Did you get a new car with some safety features that are worth a discount? Ask about it; your agent might not ask you since they usually want to get as much as possible from you. If you have these features, go ahead and check for some discounts to see if anything if worth asking about, and see if it changes your rates.
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