Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Taxes

    How Health Savings Account Contributions can Trim Your Tax Burden

    Now that the year end is almost here, many taxpayers are scrambling to find a way to lower their tax liability; one way is through making Health Savings Account Contributions. It’s an often over-looked manner of lowering your tax liability, but it can be a tremendous help when it comes to ensuring you get what […] More

  • in Personal Finance

    Five Financial Scams to Watch Out for This Holiday Season

    Unfortunately, financial scams are not few and far between; and they’re not even always very good. Sadly, the world is filled with trusting people who take others at their word and believe whatever is said to them. I will never forget the first time that someone tried to con me into a financial scam a […] More

  • in How to Save Money

    How To Get Amazon Prime for Free During the Holidays

    If you do not already have an Amazon Prime membership, there is no better time than the holidays to get one. Of course, we know that there are so many different reasons why you might or might not want to bother, so we get that you might not want to invest another $99 into something […] More

  • in Shopping

    10 Perfect Gifts Under $25 for College Students

    College students are making their way back to mom and dad’s for the holiday, complete with all their laundry and the hope that their parents will still buy them gifts to open on Christmas morning. After all, they are poor college students who need their parents to go ahead and buy them all the things […] More

  • in Budgeting

    10 Ways You Are Sabotaging Your Weekly Grocery Budget

    What’s your weekly grocery budget?  I am always on a mission to find out how I can lower my weekly grocery budget without cutting coupons and without sacrificing whatever it is we like and need most each week. Basically, I need prices to just drop dramatically and that’s all. In all seriousness, I am not […] More

  • in How to Save Money

    How to Make Your Holiday Gifts Look Amazing on the Cheap

    Carefully matched wrapping paper, coordinating gift tags, beautiful ribbon and matching bows are expensive, yet we all spend entirely too much on just these things. It doesn’t matter that the gift in the paper is a very expensive Apple Watch, designer handbag or little blue box from the world’s most famous jewelry store. All that […] More

  • in How to Save Money

    New Trick To Get Existing Uber Users a $20 Credit

    Uber users are obsessed with the service, and for good reason. It’s proven to be quite the amazing invention for those who want to get a ride, be safe or find their way home without paying a fortune for a cab, fighting for a cab on the streets of major cities or even trying to […] More

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