Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in TM-Budget Travel, Travel

    Hotel and Airfare Packages: Worth It or A Waste?

    Travel is the only thing you can purchase that makes you wealthier, in so many different manners. However, it can be expensive if you don’t know how to book your travel so that it’s more affordable. One way many people love to save is by booking a hotel and airfare package. You can add a […] More

  • in How to Save Money

    Simple Tips for Saving Money at the Supermarket

    It’s been said that only death and taxes are guaranteed in life, but that’s not true. The grocery store is also necessary. Almost everyone has to make a trip to the store every week, or more, and there’s nothing we can do about that – in most cases. However, you do not have to continue […] More

  • in Taxes

    3 Income Tax Deductions You Never Knew You Could Claim

    Tax season is upon us, and that means many of us are working to find additional deductions and credits in an effort to lower our tax liability. After all, you don’t want to pay more to the Internal Revenue Service that absolutely necessary – and you don’t even want to pay that. However, taxes are […] More

  • in Deals and Promotions

    Sign Up for an Email Address and Get Free Stuff

    Do you have an email address? You know what? Never mind; that sounds like a stupid question in a world where there is no such thing as stupid questions (allegedly). If you are reading this on a computer or a mobile device of some sort, you have an email address. The good news, now that […] More

  • in Travel

    Fly from NYC to San Juan For Only $180 Round Trip

    With the snow piling up and the cold air taking over (who said spring was coming early this year?) for those of you who live in New York City, it feels like time for a vacation. As a Floridian sitting on my back deck while my kids nap enjoying the gorgeous 75-degree weather and getting […] More

  • in Real Estate

    The Best Reasons to Put Money Down on A Home

    A brand new house without any money down? Yes, please! That’s what so many buyers think these days. Visions of new furniture and hardwood floors begin to dance through their heads as their mortgage lender tells them that they could actually qualify for a mortgage that does not require any (or much) money down, and […] More

  • in Shopping

    Purchases You Should Always Spend More On

    Saving is what we love to do, right? We love to tell you how to save money, how to make money and how to live a more frugal and budget-friendly life; it makes things a bit more comfortable and a lot nicer. However, it’s not always a good idea to go for the sale or […] More

  • in Taxes

    Tax Deductions for the Self-Employed Tax Payers

    Being a self-employed person is a nice gig if you can work hard enough to make it work for you. Aside from being your own boss, creating your own hours and never truly being away from work, however, there are some nice tax breaks you can take advantage of this time of year. According to […] More

  • in Travel

    Fly to Boston From New York City for Only $80 Round Trip

    When you think about leaving New York City right now, you probably think about heading somewhere a little warmer and a little less like winter. However, some people enjoy more than just gorgeous weather; they enjoy some amazing restaurants and hotels, some amazing scenery and even family if they have it in certain places. Right […] More

  • in Education

    5 Colleges That Will Pay Your Tuition For You

    At this point, we all know that the cost of college tuition is a bit more than just a little excessive. We’re talking tens of thousands of dollars per semester, and even community colleges are more expensive than they were in the past. The cost of attending school has increased more than you even want […] More

  • in Personal Finance

    Five Financial Mistakes Never To Make

    We are all imperfect when it comes to money and our finances. We make mistakes. We spend too much here, not enough there and we are simply imperfectly perfect. Ask my husband; he will tell you that we are bad about spending entirely too much when we travel. We have no idea what a budget […] More

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