Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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in How to Save Money

Great Freebies That Make a Disney Vacation More Affordable

You don’t grow up just about an hour and a half away from Disney and not spend the vast majority of your time at the parks. Countless hours spent playing with our favorite characters encompassed my childhood, and the same rings true of my own kids. My husband and I have purchased annual passes for […] More
in MYD-Taxes
, Taxes

Filing Your Own Taxes? Be Sure You Remember These 5 Tips

Tax season is more than halfway finished by now, but many Americans have yet to file their income tax return. Most of us who owe tend to wait until the last possible moment to file, but many due a refund wait as well. Why? Honestly, we don’t know the reasons filers wait or don’t wait, […] More
in Personal Finance

Three of the Most Common Financial Habits That Upset a Marriage

If you could list the number of habits you have that annoy your spouse, I know it would be a long one. I know my husband would share that nothing drives me crazier than when he falls asleep on the couch and his head leans over and then pops up suddenly, over and over and […] More
in Personal Finance

5 of the Most Important Rules of Becoming Rich

There’s this old saying that discusses how money does not buy happiness. It’s true – to an extent. Money buys a lot of things that make us very happy; financial freedom, peace of mind and a sense of calm. However, if you’re an unhappy person in general, you will not find money buying you out […] More
in Taxes

Where Is My Refund: Refund Tax Refund Schedule Explained

The biggest question many people have around tax time is the age-old, “Where’s my refund?” Many tax payers gave a good portion of their money to the IRS throughout the tax year that they are due back and they want that money; now. They don’t want to wait any longer, since it is their money, […] More
in How to Save Money

Life’s Little Conveniences That Might Break Your Budget

My dad flat refused to allow me to take my driving test when I turned 16. It wasn’t because he didn’t consider me a good driver or a responsible teen; I was both to the extreme. He would not allow me to take the test because I refused to allow him to teach me how […] More
in Deals and Promotions

JCPenney $.01 Sale is Happening This Week

When it comes to high-end clothing and apparel, JCPenney is not the place to shop. However, if you prefer a much more casual, more seasonal look with a very affordable price tag, it is the place to shop. This week, the famed department store is making the deals even sweeter for those who love to […] More
in Personal Finance

Tooth Fairy Talk: Are You Spending Too Much Money?

When it comes to the Tooth Fairy, you might not consider her a piece of your personal finance – or your budget. However, she’s a bit factor in budgeting when you have kids of a certain age. Trust me; our 7-year-old lost 4 teeth between December 20 and January 5. She’s pretty much toothless at […] More
in How to Save Money

Use Citi ThankYou Points to Make Purchases With Amazon

Amazon is a bit of an addiction for most of us. It’s probably because we can order virtually anything we want or need, made by virtually any designer in the world, and have it on our doorstep a mere 48 hours later with Prime membership’s 2-day shipping. Take me, for instance. My 4-year-old is obsessed […] More
in MYD-Taxes
, Taxes

Are You a Retiree? These Items Are Big Red Flags for the IRS in Terms of Audit Risk

Even in retirement you’re forced to pay taxes, and it’s not fun. To be fair, it’s never fun to see so much of your own hard-earned money go elsewhere, but it is the way that this country works. While there might not be much you can do to avoid tax time, there are some concerns […] More
in Personal Finance

Does Your Social Media Use Impact Your Finances?

Social media is a powerful tool. You can use it to enhance your business, network and do so many other things. Many people feel it’s a wonderful business tool; and it is. However, it can also have a very lasting negative effect on your personal finances. What if I told you that being indifferent to […] More
in How to Make Money

Simple Tips to Help You Save Time and Make More Money

We all waste so much of our time doing things we don’t even realize we are doing. I know that I waste a good ten minutes of my morning every single morning once I send the kids to the car and then walk around the house picking up everything that’s in the wrong spot, making […] More

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