Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
When you begin the process of paying off your debts, it can seem like a long one. Whether it takes you 12 months or 12 years, the process of spending every last available dime you have to pay off debts you incurred in the past is a big deal. It goes by so much faster […] More
Budgets are a great thing financially speaking, but they certainly make life seem a lot less fun. Turning down invitation after invitation, forgoing events, skipping fun outings and staying home eating the same boring meals night after night can really cramp your style and put you in a foul mood. Too bad, though; because you […] More
It seems that everyone is working from home at least part time these days. Even my husband is now working from home full-time as he has a job after 15 years with his former employer. Heās loving every second of it, and heās happy that he made this transition. What it means for him is […] More
Watching Flip or Flop on HGTV is one of my favorite things to do when Iām sick or when the kids are asleep and we have a half hour to just relax. While I know that the show doesnāt show every aspect of flipping homes, it does provide us with some very valuable information. Every […] More
We donāt advise applying for a credit card when you are working to get out of debt, but sometimes there is an offer that might help you get out of debt faster. If you are attempting to pay down your debt but your interest rate is killing you, a credit card without any interest for […] More
It certainly is not a secret that I have a love affair with designer clothes and shoes. Louboutin is my favorite dressed up footwear, Tory Burch is my Florida-favorite summer footwear, and no one makes a bag like Louis Vuitton. Iām a born and raised Floridian, and we love our bright colors. It should come […] More
Location, location, location; itās the most important aspect of any real estate deal. Itās been said that buying the worst house on the best street is the best way to buy, but no one wants the worst house, right? Additionally, not everyone can afford to buy the worst house and fix it up, nor does […] More
Anytime I see a great idea for a budget or for some sort of financial increase in life, I think to myself it would be really nice to be able to do that right now and see instant results. For instance, wouldnāt it be simply amazing to decide to open a savings account and see […] More
The sad reality in which we live is that many people have faced or are facing foreclosure. When the economy crashed in 2008 and many homeowners were left with large mortgages they could not afford, they were left with a big problem. Banks are dealing with homes that they have to take from homeowners, handle […] More
While watching āFixer Upperā (do you not just adore Chip and Joanna Gaines and everything they stand for?) recently with my husband at the end of a particularly stressful day, we noticed a promo for a show about tiny houses. Tiny houses; the kind of houses that are about 300-square feet on the large side […] More
Target Markdown Schedule Monday: kids clothing, baby, accessories and electronics Tuesday: food, pet items, women’s clothing Wednesday: men’s clothing, lawn & garden, tools, toys Thursday: housewares, sporting goods, luggage, music, lingerie, shoes Friday: cosmetics, jewelry, hardware, car accessories This is personal, and Iām sure itās about to net me a number of enemies; I donāt […] More
Fun fact; pretty much everyone in my family is a teacher. Okay, so three people in my family are all teachers, but thatās a lot. My mom, my aunt and my best friend/cousin are all teachers, and they love what they do. They donāt get paid much ā and they know it ā but they […] More