Budgeting

Growing up, the toothfairy gave me a quarter – one quarter, twenty five cents – when I lost a tooth. Did not matter which tooth it was, either. It was a quarter and nothing more. At the risk of aging myself (oh well, I’m turning 32 next month), the toothfairy was not cheap in those […] More

Wondering when you’ll get paid next, what you’ll get paid or even if you’ll get paid is a dark place. It’s not fun. It’s stressful and it’s more than just kind of a downer. It’s very difficult on those who have an irregular income thanks to a job that perhaps does not always guarantee work. […] More

Yard sales are pretty hit or miss, and it all depends on the individual shopping. For some, the idea of hitting a yard sale filled with baby items, play toys and outdoor playground items for their toddlers is the best thing that happened all weekend. For others, it’s pointless. For some, estate sale-type yard sales […] More

Being a parent means you spend a lot of additional money doing things that you might once have only spent a little to do. Nowadays, however, you have to pay more than the standard fare to get into any place. You might have thought to yourself before you have kids, “I can’t wait to take […] More

Spending $300-$400 a week on groceries was an ongoing habit once the twins were born last year. Their births turned our family of four into a family of six, and we knew the grocery budget would go up. We knew in advance we’d need to diaper two babies for years, and judging from the fact […] More

Count yourself among the lucky ones if you were born after the 90s; not only did you miss the big hair, aquanet, combat boots and shoulder pad-era, you also missed out on the time in which your mom would snap photo after photon on a camera you can’t see photos on and then print them […] More

The term bare-bones budget sounds a little scary and intimidating – and not so much fun. But sometimes in life you have to do what you have to do to make life more enjoyable. Perhaps your goal in life is to make a down payment on a house or car as soon as possible. Perhaps […] More

What’s awesome about a budget is that it can be changed at any given moment. And we are not talking about for the worse; we are talking about for the better. You might think that you have no room in your budget in which to make changes and save more money, but we bet we […] More

Summer is just around the corner (what a lie; it’s here in full force in Florida and has been for five solid weeks. Seriously, it’s 92 right now) and that means it’s time to spring clean. But since that’s not as much fun as enjoying the summer sun, it’s time to get your house summer […] More

Hitting the grocery store for under $100 per week to feed the entire family for the entire week seems – admittedly – absolutely laughable. I can’t run to the store for milk without spending $100, especially with 11-month-old twins who add at least $75 to every shopping trip because of formula, wipes and diapers. And […] More

Budgets are for everyone, no matter how much or how little money you have. If you’re not using a budget, you’re setting yourself up for financial failure again and again. A budget is a phenomenal way for you to see where your money goes, how you can allocate it a bit better and how you […] More

Nobody wants to be told how to spend their money, but everyone wants to be told how to cut their expenses. Even if you’re not in a tight financial situation, you still want to save. We all want to save. It’s responsible and it’s the right thing to do. However, some people think they’re already […] More