Personal Finance and Lifestyle Guide
A reverse mortgage is a little bit complicated and a little bit simple. It’s complicated because it’s not always easy to understand the process, but it’s simple once the pieces finally click and you understand how the entire process works. What confuses most people is the fact that it’s a mortgage, but it means you […] More
“This is your second baby?” asked the ultrasound technician on November 6, 2013. “No,” I responded, holding my husband’s hand, “This is our third baby. If you can tell us that it’s a boy, that’d be great. But we will take a third girl and be pretty happy about that, too. We’re good at girls, […] More
Every thought about how to make money off real estate? Many people share the same misconceptions about investment properties. There are those who feel that they can simply purchase some investment property and do what they please while the money rolls right in, and there are those who feel that investment properties take so much […] More
Harvard is not just for the rich, famous and the legacies. It’s for everyone; and it’s actually more affordable than you might think. You see, Ivy League schools have this conflicting reputation. They’re touted as the best schools in the nation – because they are – yet they are very exclusive. The problem is that […] More
The past is the past, and we’ve already mentioned that living there is going to make you more likely to make the same mistakes over and over again. So, at the end of the day, the best thing you can do for your budget is stop dwelling on the past and begin looking toward the […] More
Less than perfect credit is never helpful when it comes to apply for an obtaining a loan. In fact, there are many people across the country who are unable to obtain loan because their credit is so bad. Most banks and lenders will not even look at someone who has less than amazing credit, and […] More
Ever wonder what you need to open a banking account? I’m probably the worst person to advise anyone on the process that’s involved in opening a bank account. Seriously, the only time I’ve been in a bank or to a bank in the past 14 years is to have lunch with my husband or show […] More
Buying a new car is more work than you might assume. While it took me many years to realize that buying a car a year old was a much wiser financial decision (no more eating all that depreciation), it’s still a lot of work. When I buy a car, much like many of the people […] More